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423 Topsail Ct, Wando (Charleston), SC 29492 Property Records

Berkeley County property record for 423 Topsail Ct, Wando, SC 29492

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,192 sqft · built 2020
Lot Size0.238 acres (10,383 sqft)
Owner2 Individual Names on Record
Last Sale$700,000 (Sep 2024)
Tax Bill$10,126 (2025)
Deeds & MortgagesSep 2020 Mortgage
May 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN271-04-04-029

Property Details

APN / Parcel Number

Primary APN271-04-04-029
Alternative APN
  • 271-00-02-134

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,192 sqft Finished Area
1st Floor Area1,076 sqft
2nd Floor Area1,116 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Roof MaterialAsphalt
Lot Area10,383 sqft (0.238 acres)
Garage Area1,076 sqft

Exterior Amenities

PorchPatio
Porch Area72 sqft
Deck AreaDeck Area
Patio Area160 sqft

Location & Zoning

Street Address423 TOPSAIL CT
CityCHARLESTON
StateSC
Zip29492-2840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBERKELEY C
Legal DescriptionLOT 77THE LANDINGS AT SWEETWATER PH 1
Legal SubdivisionTHE LANDINGS AT SWEETWATER PH 1
Legal Lot Number77
JurisdictionBERKELEY SC
Township / Civil DivisionWANDO
Census Block Group1
Census Block1103
Census Tract20404

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address423 TOPSAIL CT, CHARLESTON, SC 29492-2840
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2020Deed of Trust, Mortgage
TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
May 4, 2020Deed, Subdivision Related Transfer · Conventional Mortgage
TRUIST BANK
Oct 13, 2017Loan Modification, Mortgage
NOT AVAILABLE
Oct 30, 2017Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 27, 2024 · Amount on Record
Deed SaleSep 27, 2024 · Amount on Record
Prior SaleMay 4, 2020 · Amount on Record
Deed Document Number202430446
Deed Book / Page4982 / 757
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKELEY SC
Property Address423 TOPSAIL CT, WANDO, SC 29492-2840
Document Number3523/0142
Instrument DateSep 10, 2020
Transaction TypeMortgage
Record UpdatedOct 14, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1700 FOREST LAKES BLVD NAPLES FL 341052282, NAPLES, FL 34105-2282

May 2020: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionBERKELEY SC
Recording DateMay 4, 2020
Property Address423 TOPSAIL CT, WANDO, SC 29492-2840
Document Number03349/0160
Book / Page3349 / 160
Map ReferenceCAB S PG 64Q-66Q
Instrument DateApr 30, 2020
Instrument2020015293
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 30, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,739.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address423 TOPSAIL CT, WANDO, SC 29492-2840

Mortgage

Document Number2020015294
DateMay 4, 2020
Instrument2020015294
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2050

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBERKELEY SC
Property Address423 TOPSAIL CT, WANDO, SC 29492-2840
Document Number2598/0305
Instrument DateOct 13, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2857 WESTPORT RD CHARLOTTE NC 282083647, CHARLOTTE, NC 28208-3647
InvestorPossibly a Property Investor

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERKELEY SC
Recording DateOct 30, 2017
Property Address423 TOPSAIL CT, WANDO, SC 29492-2840
Document Number2598/0297
Book / Page002598 / 000297
Instrument DateOct 12, 2017
Instrument39521
Transaction TypeTransfer
Record UpdatedNov 3, 2017
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1,504.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyBerkeley County
Unified School DistrictBerkeley County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$698,200 (+2,4%) Land $160,000 Building $538,200$698,200 (-) Land $160,000 Building $538,200
2025$10,126.00 (+383.8%)$27,928 (-33.33%) Land $6,400 Building $21,528$698,200 (-) Land $160,000 Building $538,200
2024$2,093.00 (-0.57%)$41,892 (+123.73%) Land $9,600 Building $32,292$698,200 (+49.16%) Land $160,000 Building $538,200
2022$2,105.00 Homeowner's exemption$18,724 Land $3,200 Building $15,524$468,100 Land $80,000 Building $388,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 323 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies383 units insured
incl. 60 condo units
Nearby Flood Claims10 (1989–2023)
Claims Outside the SFHA4 of 10
Most Recent ClaimJul 2023
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Home Telecom
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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