425 Sun Bonnet St, Simi Valley, CA 93065 Property Records

Ventura County property record for 425 Sun Bonnet St, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,717 sqft · built 1998
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (May 2022)
Tax Bill	$9,990 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`596-0-102-105`

Property Details

APN / Parcel Number

Primary APN	`596-0-102-105`
Alternative APN	`6800452105`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,717 sqft Living Area
1st Floor Area	1,329 sqft
2nd Floor Area	1,388 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	6,300 sqft (0.145 acres)
Garage Area	593 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	89 sqft
Patio Area	392 sqft

Location & Zoning

Old Parcel Number	6800452105
Street Address	425 SUN BONNET ST
City	SIMI VALLEY
State	CA
Zip	93065-0616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD1
Legal Description	TRACT: 423900 LOT: 187 REF: 117MR 3
Legal Subdivision	4239
Legal Tract	423900
Legal Block	102
Legal Lot Number	187
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	1
Census Block	1006
Census Tract	7506

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	425 SUN BONNET ST, SIMI VALLEY, CA 93065-0616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC
Aug 30, 2019	Grant Deed, Transfer · ARM PREMIA MORTGAGE LLC
Dec 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2022 · Amount on Record
Deed Sale	May 25, 2022 · Amount on Record
Prior Sale	Aug 30, 2019 · Amount on Record
Deed Document Number	202261078
Prior Transfer Date	Sep 28, 2021
Prior Transfer Doc	0000182679
Record Updated	Oct 29, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	May 25, 2022
Property Address	425 SUN BONNET ST, SIMI VALLEY, CA 93065-0616
Document Number	2022000061078
Map Reference	MB 117 PG 3-23
Instrument Date	Apr 29, 2022
Instrument	2022000061078
Transaction Type	Transfer
Record Updated	Jun 7, 2022
Title Company	EQUITY TITLE-LOS ANGELES, EQUITY TITLE LOS ANGELES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	425 SUN BONNET ST, SIMI VALLEY, CA 93065-0616

Mortgage

Document Number	2022000061079
Date	May 25, 2022
Instrument	2022000061079

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Oct 6, 2021
Property Address	425 SUN BONNET ST, SIMI VALLEY, CA 93065-0616
Document Number	0000182679
Map Reference	MB 117 PG 3-23
Instrument Date	Sep 28, 2021
Instrument	20211006-00182679
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	425 SUN BONNET ST, SIMI VALLEY, CA 93065-0616

Mortgage

Document Number	0000182680
Date	Oct 6, 2021
Instrument	20211006-00182680

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Nov 1, 2028
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	7.25%
Index	Other
Margin	3
Max Rate	7.25%

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Aug 30, 2019
Property Address	425 SUN BONNET ST, SIMI VALLEY, CA 93065-0616
Document Number	0000101728
Map Reference	MB 117 PG 3-23
Instrument Date	Aug 14, 2019
Instrument	20190830-00101728
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	425 SUN BONNET ST, SIMI VALLEY, CA 93065-0616
Investor	Possibly a Property Investor

Mortgage

Document Number	0000101729
Date	Aug 30, 2019
Instrument	20190830-00101729

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Dec 20, 2018
Property Address	425 SUN BONNET ST, SIMI VALLEY, CA 93065-0616
Document Number	0000142714
Instrument Date	Dec 12, 2018
Instrument	142714
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	425 SUN BONNET ST SIMI VALLEY CA 930650616, SIMI VALLEY, CA 93065-0616

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$858,344 (+2%) Land $592,502 Building $265,842
2025	$9,990.00 (+1.12%)	$841,514 (+4.04%) Land $580,884 Building $260,630
2024	$9,879.00 (+6.29%)
2023	$9,294.00 (-5.96%)	$808,838 Land $558,328 Building $250,510
2022	$9,883.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Rocket Broadband Fixed Wireless	450 / 100

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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