425 Summit Ave, Troy, OH 45373 Property Records

Miami County property record for 425 Summit Ave, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1931
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$117,900 (Aug 2003)
Tax Bill	$1,681 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-021130`

Property Details

APN / Parcel Number

Primary APN	`D08-021130`
Alternative APNs	`050628.2-12-012-00` `D08SW103 01300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Upper Floors Area	624 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	130 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	192 sqft
Porch	Slab
Porch Area	258 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	425 SUMMIT AVE
City	TROY
State	OH
Zip	45373-3045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 2031 52.75
Legal Lot Number	2031
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3005
Census Tract	365301

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	425 SUMMIT AVE, TROY, OH 45373-3045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2003 · Amount on Record
Deed Sale	Aug 20, 2003 · Amount on Record
Prior Sale	Jan 9, 1996 · Amount on Record
Last Transfer Date	Jul 26, 2017
Transfer Doc	0000009384
Record Updated	Oct 29, 2026

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI OH
Recording Date	Aug 1, 2017
Property Address	425 SUMMIT AVE, TROY, OH 45373-3045
Document Number	0000009384
Instrument Date	Jul 26, 2017
Instrument	2017OR-09384
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	423 SUMMIT AVE, 423, TROY, OH 45373-3045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 SUMMIT AVE, TROY, OH 45373-3045

Mortgage

Document Number	0000009385
Date	Aug 1, 2017
Instrument	2017OR-09385

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,681.00 (+0.54%) Homeowner's exemption	$50,690 (+14.4%) Land $9,000 Building $41,690	$144,800 (+14.38%) Land $25,700 Building $119,100
2024	$1,672.00 (+2.2%) Homeowner's exemption	$44,310 (-) Land $9,380 Building $34,930
2023	$1,636.00 (+17.44%) Homeowner's exemption	$44,310 (-) Land $9,380 Building $34,930	$126,600 (-) Land $26,800 Building $99,800
2022	$1,393.00 Homeowner's exemption	$44,310 Land $9,380 Building $34,930	$126,600 Land $26,800 Building $99,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Imagine Networks, Verizon, Watch TV.

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