Miami County property record for 418 Summit Ave, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,066 sqft · built 1944 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Owner Name on File |
| Last Sale | $79,900 (Oct 2013) |
| Tax Bill | $1,651 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-020740 |
| Primary APN | D08-020740 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,066 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Attic Area | 346 sqft |
| Basement Area | 720 sqft |
| Year Built | Built 1944 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 130 ft deep x 53 ft wide |
| Garage Type | Detached |
| Garage Area | 906 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Old Parcel Number | D08SW102 00400 |
|---|---|
| Street Address | 418 SUMMIT AVE |
| City | TROY |
| State | OH |
| Zip | 45373-3046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 1994 52.75 |
| Legal Subdivision | TROY |
| Legal Lot Number | 1994 52 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 365301 |
Source: Miami County assessment roll, as of January 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 418 SUMMIT AVE, TROY, OH 45373-3046 |
| Occupancy | Owner Occupied |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 3, 2013 · Amount on Record |
| Deed Sale | Oct 3, 2013 · Amount on Record |
| Deed Document Number | 1959 |
| Deed Book / Page | 000467 / 000873 |
| Last Transfer Date | Oct 7, 2013 |
| Transfer Doc | 0000015453 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 418 SUMMIT AVE, TROY, OH 45373-3046 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017190 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 2021OR-17190 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
Source: Miami County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,651.00 (+7.91%) Homeowner's exemption | $47,890 (+18.25%) Land $9,000 Building $38,890 | $136,800 (+18.24%) Land $25,700 Building $111,100 |
| 2024 | $1,530.00 (+2.2%) Homeowner's exemption | $40,500 (-) Land $9,380 Building $31,120 | |
| 2023 | $1,497.00 (+17.5%) Homeowner's exemption | $40,500 (-) Land $9,380 Building $31,120 | $115,700 (-) Land $26,800 Building $88,900 |
| 2022 | $1,274.00 Homeowner's exemption | $40,500 Land $9,380 Building $31,120 | $115,700 Land $26,800 Building $88,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Benton Ridge Telephone Company, Imagine Networks, Verizon.
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