414 Summit Ave, Troy, OH 45373 Property Records

Miami County property record for 414 Summit Ave, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,370 sqft · built 1938
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Last Sale	$160,000 (Dec 2023)
Tax Bill	$2,042 (2025)
Deeds & Mortgages	Dec 2023 Sale Oct 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`D08-020730`

Property Details

APN / Parcel Number

Primary APN	`D08-020730`
Alternative APNs	`050628.2-11-005-00` `D08SW102 00500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,370 sqft Living Area
1st Floor Area	2,084 sqft
Attic	Attic
Attic Area	328 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	130 ft deep x 53 ft wide
Garage Type	Mixed
Garage Area	816 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	414 SUMMIT AVE
City	TROY
State	OH
Zip	45373-3046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 1993 52.75
Legal Subdivision	CITY OF TROY
Legal Lot Number	1993
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3006
Census Tract	365301

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	414 SUMMIT AVE, TROY, OH 45373-3046
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Deed, Transfer
Oct 23, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2023 · Amount on Record
Deed Sale	Dec 29, 2023 · Amount on Record
Prior Sale	Jan 1, 1990
Deed Document Number	202314235
Prior Transfer Date	Jul 26, 2023
Prior Transfer Doc	0000011731
Record Updated	Sep 20, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MIAMI OH
Recording Date	Dec 29, 2023
Property Address	414 SUMMIT AVE, TROY, OH 45373-3046
Document Number	0000014235
Instrument Date	Dec 27, 2023
Instrument	2023OR-14235
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 SUMMIT AVE, TROY, OH 45373-3046

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI OH
Recording Date	Oct 23, 2023
Property Address	414 SUMMIT AVE, TROY, OH 45373-3046
Document Number	0000011731
Instrument Date	Jul 26, 2023
Instrument	2023OR-11731
Transaction Type	Transfer
Record Updated	Nov 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	414 SUMMIT AVE, TROY, OH 45373-3046

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,042.00 (-0.49%)	$60,210 (+13.09%) Land $9,000 Building $51,210	$172,000 (+13.08%) Land $25,700 Building $146,300
2024	$2,052.00 (+26.04%)	$53,240 (-) Land $9,380 Building $43,860
2023	$1,628.00 (+16.29%) Homeowner's exemption	$53,240 (-) Land $9,380 Building $43,860	$152,100 (-) Land $26,800 Building $125,300
2022	$1,400.00 Homeowner's exemption	$53,240 Land $9,380 Building $43,860	$152,100 Land $26,800 Building $125,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Imagine Networks, Verizon, Watch TV.

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