Miami County property record for 421 Summit Ave, Troy, OH 45373 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1928 |
| Square Footage | 946 sqft Living Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $92,500 (2021) |
| Tax Bill | $1,416.00 (2025) |
| Primary APN | D08-021140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 946 sqft Living Area |
| 1st Floor | 1,892 sqft 1st Floor |
| Basement Area | 936 sqft Basement |
| Unfinished Basement | 946 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 6,970 sqft (0.16 acres) |
| Depth X Width | 130 ft x 53 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 288 sqft Garage |
| Porch Area | 288 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 421 SUMMIT AVE |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-3045 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | IN LOT 2032 52.75 |
| Legal Subdivision | MCKAIG ADDITION |
| Legal Lot Number | 2032 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | CONCORD |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 365301 |
Source: Miami County records · APN D08-021140
Assessment roll updated March 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 421 SUMMIT AVE, TROY, OH 45373-3045 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 08, 2022 | Survivorship Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| May 27, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 27, 2021 · Amount on Record |
| Deed Sale | May 27, 2021 · Amount on Record |
| Prior Sale | Dec 07, 2017 |
| Deed Doc Number | 20212021OR-09390 |
| Transfer Doc | 0000001499 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Aug 08, 2022 |
| Property Address | 421 SUMMIT AVE, TROY, OH 45373-3045 |
| Document Number | 0000011856 |
| Instrument Date | Aug 04, 2022 |
| Instrument | 2022OR-11856 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 421 SUMMIT AVE, TROY, OH 45373-3045 |
| Document Number | 0000011857 |
|---|---|
| Date | Aug 08, 2022 |
| Instrument | 2022OR-11857 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Sep 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6% |
| Index | 1-Year CMT |
| Max Rate | 10% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | May 27, 2021 |
| Property Address | 421 SUMMIT AVE, TROY, OH 45373-3045 |
| Document Number | 0000009390 |
| Instrument Date | May 25, 2021 |
| Instrument | 2021OR-09390 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3020 N RUGGED HILL RD, CASSTOWN, OH 45312-8729 |
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,416.00 (+1.8%) Homeowner's exemption | $42,670 (+15.76%) Land $9,000 Building $33,670 | $121,900 (+15.76%) Land $25,700 Building $96,200 |
| 2024 | $1,391.00 (+2.2%) Homeowner's exemption | $36,860 (-) Land $9,380 Building $27,480 | |
| 2023 | $1,361.00 (+14.47%) | $36,860 (-) Land $9,380 Building $27,480 | $105,300 (-) Land $26,800 Building $78,500 |
| 2022 | $1,189.00 | $36,860 Land $9,380 Building $27,480 | $105,300 Land $26,800 Building $78,500 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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