425 Kosoak Rd, Middle River, MD 21220 Property Records

Baltimore County property record for 425 Kosoak Rd, Middle River, MD 21220

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,485 sqft · built 1987
Lot Size	0.031 acres (1,368 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Apr 2022)
Tax Bill	$3,325 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Feb 2022 Sale + 1 more
APN	`15-1900012008`

Property Details

APN / Parcel Number

Primary APN	`15-1900012008`
Alternative APN	`1900012008`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,485 sqft Living Area
1st Floor Area	540 sqft
Basement Area	405 sqft
Finished Basement	405 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,368 sqft (0.031 acres)
Lot Dimensions	76 ft deep x 18 ft wide
Deck Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	1900012008
Street Address	425 KOSOAK RD
City	MIDDLE RIVER
State	MD
Zip	21220-2344
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	.0314 AC CARROLL CREST PHASE II
Legal Subdivision	CARROLL CREST PHASE II
Legal Phase	2
Legal Block	1
Legal Lot Number	146
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1003
Census Tract	451803

Owner

Source: Baltimore County records, as of July 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	425 KOSOAK RD, MIDDLE RIVER, MD 21220-2344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB
Feb 2, 2022	Special Warranty Deed, Transfer GETZ TITLE GROUP LLC
Jul 19, 2021	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2022 · Amount on Record
Deed Sale	Apr 13, 2022 · Amount on Record
Prior Sale	Feb 2, 2022 · Amount on Record
Deed Book / Page	46710 / 97
Prior Transfer Date	Jun 16, 2021
Prior Transfer Doc	0451240410
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Apr 13, 2022
Property Address	425 KOSOAK RD, MIDDLE RIVER, MD 21220-2344
Document Number	0467100097
Book / Page	46710 / 97
Map Reference	MB 50 FO 103
Instrument Date	Jan 31, 2022
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	GETZ TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 KOSOAK RD, MIDDLE RIVER, MD 21220-2344

Mortgage

Document Number	0046710102
Date	Apr 13, 2022
Instrument	46710/102

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2052

February 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BALTIMORE MD
Recording Date	Feb 2, 2022
Property Address	425 KOSOAK RD, MIDDLE RIVER, MD 21220-2344
Document Number	0463350348
Book / Page	46335 / 348
Map Reference	MB 50 PG 103
Instrument Date	Oct 28, 2021
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	GETZ TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3217 DECKER LAKE DR, 3217, SALT LAKE CITY, UT 84119-3284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1703 IVY STONE WAY, FOREST HILL, MD 21050-2696

July 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BALTIMORE MD
Recording Date	Jul 19, 2021
Property Address	425 KOSOAK RD, MIDDLE RIVER, MD 21220-2344
Document Number	0451240410
Book / Page	45124 / 410
Map Reference	MB 50 PG 103
Instrument Date	Jun 16, 2021
Transaction Type	Foreclosure
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 DECKER LAKE DR, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$207,967 (+26.27%)	$229,600 (+39.4%) Land $52,000 Building $177,600
2024	$3,325.00 (+119.76%)
2023	$1,513.00	$164,700 Land $52,000 Building $112,700	$164,700 Land $52,000 Building $112,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 68 policies
Nearby Flood Policies	68 in force
Nearby Flood Claims	66 (1978–2024)
Claims Outside the SFHA	3 of 66
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile.

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