418 Kosoak Rd, Middle River, MD 21220 Property Records

Baltimore County property record for 418 Kosoak Rd, Middle River, MD 21220

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,485 sqft · built 1987
Lot Size	0.031 acres (1,368 sqft)
Owner	Individual Name on Record
Last Sale	$214,000 (Oct 2021)
Tax Bill	$3,250 (2024)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Sep 2019 Transfer + 1 more
APN	`15-1900012031`

Property Details

APN / Parcel Number

Primary APN	`15-1900012031`
Alternative APN	`1900012031`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,485 sqft Living Area
1st Floor Area	540 sqft
Basement Area	405 sqft
Finished Basement	405 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,368 sqft (0.031 acres)
Lot Dimensions	76 ft deep x 18 ft wide
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	1900012031
Street Address	418 KOSOAK RD
City	MIDDLE RIVER
State	MD
Zip	21220-2300
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	.0314 AC CARROLL CREST PHASE II
Legal Subdivision	CARROLL CREST PHASE II
Legal Phase	2
Legal Block	1
Legal Lot Number	169
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1008
Census Tract	451803

Owner

Source: Baltimore County records, as of July 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	418 KOSOAK RD, MIDDLE RIVER, MD 21220-2300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed, Transfer · FHA Mortgage BAYSHORE MORTGAGE FUNDING LLC
Sep 17, 2019	Correction Deed, Transfer ATTORNEY ONLY
Mar 21, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2021 · Amount on Record
Deed Sale	Oct 19, 2021 · Amount on Record
Prior Sale	Nov 21, 2005 · Amount on Record
Deed Book / Page	45651 / 240
Transfer Doc	0000103320
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Oct 19, 2021
Property Address	418 KOSOAK RD, MIDDLE RIVER, MD 21220-2300
Document Number	0456510240
Book / Page	45651 / 240
Map Reference	MB EHK JR 50 FO 103
Instrument Date	Sep 2, 2021
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	BROADVIEW TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	418 KOSOAK RD, MIDDLE RIVER, MD 21220-2300

Mortgage

Document Number	0045651246
Date	Oct 19, 2021
Instrument	45651/246

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

September 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	BALTIMORE MD
Recording Date	Sep 17, 2019
Property Address	418 KOSOAK RD, MIDDLE RIVER, MD 21220-2300
Document Number	0418740217
Book / Page	041874 / 000217
Instrument Date	Aug 3, 2019
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6832 CORNELL RD MIDDLE RIVER MD 212201018, MIDDLE RIVER, MD 21220-1018

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BALTIMORE MD
Recording Date	Mar 21, 2019
Property Address	418 KOSOAK RD, MIDDLE RIVER, MD 21220-2300
Document Number	0412410043
Book / Page	041241 / 000043
Instrument Date	Mar 2, 2019
Transaction Type	Transfer
Record Updated	Apr 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	418 KOSOAK RD BALTIMORE MD 212202300, BALTIMORE, MD 21220-2300

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$194,933 (+18%)	$209,800 (+27%) Land $52,000 Building $157,800
2024	$3,250.00 (+114.38%)
2023	$1,516.00	$165,200 Land $52,000 Building $113,200	$165,200 Land $52,000 Building $113,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 68 policies
Nearby Flood Policies	68 in force
Nearby Flood Claims	66 (1978–2024)
Claims Outside the SFHA	3 of 66
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile.

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