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437 Kosoak Rd, Middle River, MD 21220 Property Records

Baltimore County property record for 437 Kosoak Rd, Middle River, MD 21220 · Last verified April 2026

Property Summary

Property TypeTownhouse
Details1 ba · 1,080 sqft · built 1987
Lot Size0.044 acres (1,900 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (Dec 2020)
Tax Bill$3,075 (2024)
Deeds & MortgagesApr 2021 Mortgage
Dec 2020 Sale & Mortgage
APN15-1900012014

Property Details

APN / Parcel Number

Primary APN15-1900012014
Alternative APN
  • 1900012014

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,080 sqft Living Area
1st Floor Area540 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,900 sqft (0.044 acres)
Lot Dimensions76 ft deep x 25 ft wide
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number1900012014
Street Address437 KOSOAK RD
CityMIDDLE RIVER
StateMD
Zip21220-2344
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description1900 SQ FT .0436 AC CARROLL CREST PHASE II
Legal SubdivisionCARROLL CREST PHASE II
Legal Phase2
Legal Block1
Legal Lot Number152
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group1
Census Block1003
Census Tract451803

Owner

Source: Baltimore County records · APN 15-1900012014

Assessment roll updated July 14, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address437 KOSOAK RD, MIDDLE RIVER, MD 21220-2344
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Apr 02, 2021Deed of Trust, Mortgage · Stand-Alone First Mortgage
FIRST HOME MORTGAGE CORP
Dec 01, 2020Deed, Transfer · FHA Mortgage
FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 01, 2020 · Amount on Record
Deed SaleDec 01, 2020 · Amount on Record
Deed Book / Page43708 / 265
Prior Transfer DateMay 09, 2011
Prior Transfer Doc0308180310
Record UpdatedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address437 KOSOAK RD, MIDDLE RIVER, MD 21220-2344
Transaction TypeMortgage
Record UpdatedAug 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0444440139
DateApr 02, 2021
Book Page44444/139
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
AddressBALTIMORE, MD 21223
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

December 2020: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateDec 01, 2020
Property Address437 KOSOAK RD, MIDDLE RIVER, MD 21220-2344
Document Number0437080265
Book / Page43708 / 265
Map ReferenceMB EHK JR 50 FO 103
Instrument DateJun 09, 2020
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyDBA ADMIRAL TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address429 COLLEGE AVE APT 431, 429, FORT WORTH, TX 76104-2267

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address437 KOSOAK RD, BALTIMORE, MD 21220-2344

Mortgage

Document Number0043708275
DateDec 01, 2020
Instrument43708/275
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term355 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: Baltimore County records · Assessment roll updated July 14, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$180,000 (+19.05%)$194,400 (+28.57%) Land $54,000 Building $140,400
2024$3,075.00 (+113.84%)
2023$1,438.00$151,200 Land $54,000 Building $97,200$151,200 Land $54,000 Building $97,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240054518031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 68 individual NFIP policies nearby
Nearby Flood Policies68 in force
Nearby Flood Claims66 (1978–2024)
Claims Outside the SFHA3 of 66
Most Recent ClaimAug 2024, rainfall accumulation
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Hurricane Isabel, Sep 2003 · 43 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 596 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
Believe WirelessFixed Wireless (unlicensed)500 / 100

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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