414 Kosoak Rd, Middle River, MD 21220 Property Records

Baltimore County property record for 414 Kosoak Rd, Middle River, MD 21220

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,485 sqft · built 1987
Lot Size0.031 acres (1,368 sqft)
Owner2 Individual Names on File
Last Sale$175,000 (Apr 2020)
Tax Bill$3,595 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
APN15-1900012029

Property Details

APN / Parcel Number

Primary APN15-1900012029
Alternative APN
  • 1900012029

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,485 sqft Living Area
1st Floor Area540 sqft
Basement Area405 sqft
Finished Basement405 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleTownhouse
Exterior MaterialSiding Sheathing
Roof MaterialComposition Shingle
Lot Area1,368 sqft (0.031 acres)
Lot Dimensions76 ft deep x 18 ft wide
Deck Area272 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number1900012029
Street Address414 KOSOAK RD
CityMIDDLE RIVER
StateMD
Zip21220-2300
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description.0314 AC CARROLL CREST PHASE II
Legal SubdivisionCARROLL CREST PHASE II
Legal Phase2
Legal Block1
Legal Lot Number167
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group1
Census Block1008
Census Tract451803

Owner

Source: Baltimore County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address414 KOSOAK RD, MIDDLE RIVER, MD 21220-2300
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2020 · Amount on File
Deed SaleApr 30, 2020 · Amount on File
Prior SaleMay 3, 2016 · Amount on File
Deed Book / Page42762 / 331
Prior Transfer DateMay 6, 2015
Prior Transfer Doc0361800045
Record UpdatedOct 29, 2026

April 2020: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateApr 30, 2020
Property Address414 KOSOAK RD, BALTIMORE, MD 21220-2300
Document Number0427620331
Book / Page42762 / 331
Map ReferenceMB RHKJR50 FO 103
Instrument DateNov 26, 2019
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyFREESTATE TTL CONSULTANTS LL

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address414 KOSOAK RD, MIDDLE RIVER, MD 21220-2300

Mortgage

Document Number0042762338
DateApr 30, 2020
Instrument42762/338
Lender
NameNATIONWIDE MORTGAGE BANKERS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term356 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,595.00 (+6.9%)$205,500 (+18.44%)$221,500 (+27.67%) Land $52,000 Building $169,500
2024$3,363.00 (+114.75%)
2023$1,566.00$173,500 Land $52,000 Building $121,500$173,500 Land $52,000 Building $121,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 68 policies
Nearby Flood Policies68 in force
Nearby Flood Claims66 (1978–2024)
Claims Outside the SFHA3 of 66
Most Recent ClaimAug 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Hurricane Isabel, Sep 2003 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Believe Broadband
Fixed Wireless
500 / 100

May also be available: T-Mobile.

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