425 High Bluff Rd, Rincon, GA 31326 Property Records

Effingham County property record for 425 High Bluff Rd, Rincon, GA 31326

Property Summary

Property TypeGeneral Agricultural/Rural
Details3 bd · 2 ba · 1,680 sqft · built 2022
Lot Size2.15 acres (93,654 sqft)
Owner2 Individual Names on Record
Tax Bill$1,392 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jun 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04590063A00

Property Details

APN / Parcel Number

Primary APN04590063A00
Alternative APNs
  • 00980050000
  • 32249

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,680 sqft Gross Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleMobile Home
Lot Area93,654 sqft (2.15 acres)
Total Buildings2 Buildings

Location & Zoning

Account Number32249
Street Address425 HIGH BLUFF RD
CityRINCON
StateGA
Zip31326-3614
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Local Zoning CodeAR-2
Legal Description2.15 AC PAR 2 (OUT 469-63)
JurisdictionEFFINGHAM GA
Township / Civil DivisionRINCON
Census Block Group1
Census Block1003
Census Tract30303

Owner

Source: Effingham County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address425 HIGH BLUFF RD, RINCON, GA 31326-3614
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2026Deed of Trust, Mortgage · Conventional Mortgage
NATIONAL BANK
Jun 8, 2026Quit Claim Deed, Transfer · Conventional Mortgage
NATIONAL BANK
Jun 8, 2026Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2026
Deed SaleJun 8, 2026
Prior SaleJun 8, 2026
Deed Document Number20264993
Deed Book / Page3049 / 3
Prior Transfer DateMay 22, 2026
Prior Transfer Doc0000004992
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM GA
Recording DateJun 8, 2026
Property Address425 HIGH BLUFF RD, RINCON, GA 31326-3614
Document Number0000004994
Book / Page3049 / 5
Instrument DateJun 1, 2026
Instrument20264994
Transaction TypeMortgage
Record UpdatedJul 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 HIGH BLUFF RD, RINCON, GA 31326-3614

Mortgage

Document Number0000004994,
DateJun 8, 2026
Book Page3049/5
Instrument20264994
Lender
NameNATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.3%
Max Rate-1%

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionEFFINGHAM GA
Recording DateJun 8, 2026
Property Address425 HIGH BLUFF RD, RINCON, GA 31326-3614
Document Number0000004993
Book / Page3049 / 3
Instrument DateJun 1, 2026
Instrument20264993
Transaction TypeTransfer
Record UpdatedJul 27, 2026

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 HIGH BLUFF RD, RINCON, GA 31326-3614

Mortgage

Document Number0000004994,
DateJun 8, 2026
Book Page3049/5
Instrument20264994
Lender
NameNATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.3%
Max Rate-1%

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionEFFINGHAM GA
Recording DateJun 8, 2026
Property Address425 HIGH BLUFF RD, RINCON, GA 31326-3614
Document Number0000004992
Book / Page3049 / 1
Instrument DateMay 22, 2026
Instrument20264992
Transaction TypeTransfer
Record UpdatedJul 27, 2026

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 HIGH BLUFF RD, RINCON, GA 31326-3614

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyEffingham County
Unified School DistrictEffingham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,392.00$29,582 Land $25,749 Building $3,833$73,955 Land $64,372 Building $9,583

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimFeb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 45% of Georgia
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
DSL
300 / 20
Starlink
Satellite
280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on High Bluff Rd

Nearby Streets

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