Effingham County property record for 425 High Bluff Rd, Rincon, GA 31326
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 2022 |
| Lot Size | 2.15 acres (93,654 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,392 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04590063A00 |
| Primary APN | 04590063A00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,680 sqft Gross Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Mobile Home |
| Lot Area | 93,654 sqft (2.15 acres) |
| Total Buildings | 2 Buildings |
| Account Number | 32249 |
|---|---|
| Street Address | 425 HIGH BLUFF RD |
| City | RINCON |
| State | GA |
| Zip | 31326-3614 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Local Zoning Code | AR-2 |
| Legal Description | 2.15 AC PAR 2 (OUT 469-63) |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 30303 |
Source: Effingham County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 425 HIGH BLUFF RD, RINCON, GA 31326-3614 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK |
| Jun 8, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage NATIONAL BANK |
| Jun 8, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2026 |
| Deed Sale | Jun 8, 2026 |
| Prior Sale | Jun 8, 2026 |
| Deed Document Number | 20264993 |
| Deed Book / Page | 3049 / 3 |
| Prior Transfer Date | May 22, 2026 |
| Prior Transfer Doc | 0000004992 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jun 8, 2026 |
| Property Address | 425 HIGH BLUFF RD, RINCON, GA 31326-3614 |
| Document Number | 0000004994 |
| Book / Page | 3049 / 5 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 20264994 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 425 HIGH BLUFF RD, RINCON, GA 31326-3614 |
| Document Number | 0000004994, |
|---|---|
| Date | Jun 8, 2026 |
| Book Page | 3049/5 |
| Instrument | 20264994 |
| Name | NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jun 8, 2026 |
| Property Address | 425 HIGH BLUFF RD, RINCON, GA 31326-3614 |
| Document Number | 0000004993 |
| Book / Page | 3049 / 3 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 20264993 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 HIGH BLUFF RD, RINCON, GA 31326-3614 |
| Document Number | 0000004994, |
|---|---|
| Date | Jun 8, 2026 |
| Book Page | 3049/5 |
| Instrument | 20264994 |
| Name | NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jun 8, 2026 |
| Property Address | 425 HIGH BLUFF RD, RINCON, GA 31326-3614 |
| Document Number | 0000004992 |
| Book / Page | 3049 / 1 |
| Instrument Date | May 22, 2026 |
| Instrument | 20264992 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 HIGH BLUFF RD, RINCON, GA 31326-3614 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,392.00 | $29,582 Land $25,749 Building $3,833 | $73,955 Land $64,372 Building $9,583 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 45% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream DSL | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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