419 High Bluff Rd, Rincon, GA 31326 Property Records

Effingham County property record for 419 High Bluff Rd, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,877 sqft · built 2008
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on Record
Tax Bill	$5,084 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04590-064-A00`

Property Details

APN / Parcel Number

Primary APN	`04590-064-A00`
Alternative APN	`18247`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,877 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Fiberglass
Lot Area	44,431 sqft (1.02 acres)
Garage Area	1,368 sqft

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	700 sqft
Lean-To	600 sqft
Utility Building	1,200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18247
Street Address	419 HIGH BLUFF RD
City	RINCON
State	GA
Zip	31326-3614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	1.02 AC LOT 2A (OUT 459-64)
Legal Subdivision	LANDS WILLIS
Legal Lot Number	2A
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1003
Census Tract	30303

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	419 HIGH BLUFF RD, RINCON, GA 31326-3614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Aug 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUEENSBOROUGH NATIONAL BANK
Jun 13, 2022	Warranty Deed, Transfer · Conventional Mortgage COASTAL CUSTOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 13, 2022
Transfer Doc	002790/595
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	419 HIGH BLUFF RD, RINCON, GA 31326-3614
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 HIGH BLUFF RD, RINCON, GA 31326-3614

Mortgage

Document Number	0000002745/0000000039
Date	Nov 26, 2021
Book Page	0000002745/0000000039
Instrument	014247

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	419 HIGH BLUFF RD, RINCON, GA 31326-3614
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 HIGH BLUFF RD, RINCON, GA 31326-3614

Mortgage

Document Number	0000002540/0000000720
Date	Aug 15, 2019
Book Page	0000002540/0000000720
Instrument	006845

Lender

Name	QUEENSBOROUGH NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 13, 2022
Property Address	419 HIGH BLUFF RD, RINCON, GA 31326-3614
Document Number	002790/595
Book / Page	2790 / 595
Instrument Date	Jun 13, 2022
Instrument	2022-001737
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 HIGH BLUFF RD, RINCON, GA 31326-3614

Mortgage

Document Number	0000006101
Date	Jun 13, 2022
Instrument	006101

Lender

Name	COASTAL CUSTOM MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,643 (-7.53%) Land $20,474 Building $123,169	$359,108 (-7.53%) Land $51,185 Building $307,923
2025	$5,084.00 (+27.39%) Homeowner's exemption	$155,345 (+10.26%) Land $18,486 Building $136,859	$388,363 (+10.26%) Land $46,215 Building $342,148
2022	$3,991.00 Homeowner's exemption	$140,886 Land $11,566 Building $129,320	$352,215 Land $28,916 Building $323,299

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream DSL	300 / 20
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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