334 E Ridgeway Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 334 E Ridgeway Ave, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property Type	Commercial > Office > Office Building
Year Built	Built 1976
Square Footage	2,400 sqft Gross Area
Lot Size	15,665 sqft (0.36 acres)
Last Sale	$250,000 (2021)
Tax Bill	$7,072.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8813-03-101-005`

Interior

Building Area	2,400 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick Exterior
Roof Material	Urethane Roof
Lot Area	15,665 sqft (0.36 acres)

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	334 E RIDGEWAY AVE
City	WATERLOO
State	IA
Zip	50702-5042
Property Usage	Commercial Property Usage
Type	Commercial > Office > Office Building
Legal Description	UNPLATTED WATERLOO WEST A PART OF THE W 1/2 OF THE NW FRL 1/4 SEC 3 T 88 R 13 DESC AS COM AT A PT ON SLY LINE OF RIDGEWAY AVE
Legal Lot Number	181
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1007
Census Tract	1301

Owner

Source: Black Hawk County records · APN 8813-03-101-005

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	801 OREGON ST, WATERLOO, IA 50702-2434
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 17, 2021 · Amount on Record
Deed Sale	Jun 17, 2021 · Amount on Record
Deed Doc Number	202126730
Record Refreshed	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 17, 2021
Property Address	334 E RIDGEWAY AVE, WATERLOO, IA 50702-5042
Document Number	202100026730
Instrument Date	Jun 15, 2021
Instrument	202100026730
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$399.20
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	801 OREGON ST, WATERLOO, IA 50702-2434

Mortgage

Document Number	202100026731
Date	Jun 17, 2021
Instrument	202100026731

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2051

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,072.00	$242,770 (-) Land $93,990 Building $148,780	$242,770 (-) Land $93,990 Building $148,780
2024	$7,072.00 (+24.2%)
2023		$242,770 (+12.22%) Land $93,990 Building $148,780	$242,770 (+12.22%) Land $93,990 Building $148,780
2022	$5,694.00	$216,330 Land $62,660 Building $153,670
2021			$216,330 Land $62,660 Building $153,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.