409 E Illinois Rd, Lake Forest, IL 60045 Property Records

Lake County property record for 409 E Illinois Rd, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,371 sqft · built 2014
Lot Size	0.301 acres (13,090 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Sep 2012)
Tax Bill	$19,582 (2024)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-33-210-023`

Property Details

APN / Parcel Number

Primary APN	`12-33-210-023`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,371 sqft Living Area
Gross Area	4,683 sqft
1st Floor Area	1,561 sqft
Upper Floors Area	1,561 sqft
Basement Area	1,561 sqft
Finished Basement	1,249 sqft
Unfinished Basement	312 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,090 sqft (0.301 acres)
Garage Type	Detached
Garage Area	506 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	318 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	409 E ILLINOIS RD
City	LAKE FOREST
State	IL
Zip	60045-2354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLARK & MUIRS SUB;LT 8 & PT LTS9&12 DAFS,BEG NLN LT19 177SW OF NLY MST COR,SW TO NE COR LT12,W25,SE29.25TO PNT ON SLN LT9 BNG 245.9SW OF ELY MST COR,NE ALG LN TO PNT 179SW OF
Legal Subdivision	CLARK & MUIRS SUB
Legal Lot Number	8
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	1
Census Block	1007
Census Tract	863400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 E ILLINOIS RD, LAKE FOREST, IL 60045-2354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2012 · Amount on Record
Deed Sale	Sep 27, 2012 · Amount on Record
Deed Document Number	20126902381
Prior Transfer Date	Oct 10, 2005
Prior Transfer Doc	0005880981
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	409 E ILLINOIS RD, LAKE FOREST, IL 60045-2354
Document Number	0007542709
Instrument Date	Feb 1, 2019
Transaction Type	Mortgage
Record Updated	Feb 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E LLINOIS RD LAKE FOREST IL 60045, LAKE FOREST, IL 60045

Mortgage

Document Number	0007542709
Date	Feb 11, 2019
Instrument	7542709

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 10, 2034

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$365,585 (+20.59%) Land $96,572 Building $269,013	$1,096,865 (+20.59%) Land $289,745 Building $807,120
2024	$19,582.00 (+10.16%)
2023	$17,776.00 (+2.87%)	$303,176 (+0.92%) Land $80,086 Building $223,090	$909,619 (+0.92%) Land $240,282 Building $669,337
2022	$17,280.00	$300,412 Land $79,356 Building $221,056	$901,326 Land $238,092 Building $663,234

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FOREST serves 19,642 people · EPA ID IL0970800
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20