425 E Elm St, Winchester, IN 47394 Property Records

Randolph County property record for 425 E Elm St, Winchester, IN 47394

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,349 sqft · built 1960
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on Record
Tax Bill	$690 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`021-01356-00`

Property Details

APN / Parcel Number

Primary APN	`021-01356-00`
Alternative APNs	`68-09-21-352-019.000-021` `00000018088`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,349 sqft Living Area
1st Floor Area	1,349 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Metal Frame
Foundation Type	Raised
Roof Material	Metal
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	00000018088
Street Address	425 E ELM ST
City	WINCHESTER
State	IN
Zip	47394-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ENGLE MARKLE ADD LOT 71
Legal Subdivision	ENGLE MARKLE ADDITION
Legal Lot Number	71
Jurisdiction	RANDOLPH IN
Township / Civil Division	WHITE RIVER
Census Block Group	3
Census Block	3030
Census Tract	951700

Owner

Source: Randolph County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	34 E UNION CITY PIKE, WINCHESTER, IN 47394-8384
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · VA Mortgage FARMERS STATE BANK
May 6, 2026	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jan 19, 2026	Quit Claim Deed, Transfer Quitclaim
Nov 27, 2019	Quit Claim Deed, Transfer Quitclaim
Oct 31, 2019	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2026
Deed Sale	Jan 19, 2026
Prior Sale	May 23, 2025
Deed Document Number	2026215
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Recording Date	Jun 2, 2026
Property Address	425 E ELM ST, WINCHESTER, IN 47394-2211
Document Number	0000002097
Instrument Date	May 27, 2026
Instrument	20262097
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	425 E ELM ST, WINCHESTER, IN 47394-2211

Mortgage

Document Number	0000002097,
Date	Jun 2, 2026
Instrument	20262097

Lender

Name	FARMERS STATE BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	299 Months
Due	May 27, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RANDOLPH IN
Recording Date	May 6, 2026
Property Address	425 E ELM ST, WINCHESTER, IN 47394-2211
Document Number	0000001531
Instrument Date	May 4, 2026
Instrument	20261531
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RANDOLPH IN
Recording Date	Jan 19, 2026
Property Address	425 E ELM ST, WINCHESTER, IN 47394-2211
Document Number	0020260215
Instrument Date	Jan 19, 2026
Instrument	20260215
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 E UNION CITY PIKE, WINCHESTER, IN 47394-8384

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RANDOLPH IN
Recording Date	Nov 27, 2019
Property Address	425 E ELM ST, WINCHESTER, IN 47394-2211
Document Number	0020194610
Instrument Date	Nov 22, 2019
Instrument	20194610
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5424 MCFARLAND RD, INDIANAPOLIS, IN 46227-7005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5424 MCFARLAND RD, INDIANAPOLIS, IN 46227-7005

October 2019: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	RANDOLPH IN
Recording Date	Oct 31, 2019
Property Address	425 E ELM ST, WINCHESTER, IN 47394-2211
Document Number	20194271
Instrument Date	Oct 7, 2019
Instrument	20194271
Transaction Type	Foreclosure
Record Updated	Dec 10, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5424 MCFARLAND RD, INDIANAPOLIS, IN 46227-7005
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Randolph County
County Subdivision	White River Township
Municipality	Winchester City
Unified School District	Randolph Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$690.00 (+8.15%)	$34,500 (+8.15%) Land $3,400 Building $31,100	$34,500 (+8.15%) Land $3,400 Building $31,100
2024	$638.00 (-12.96%)	$31,900 (-) Land $7,300 Building $24,600	$31,900 (-) Land $7,300 Building $24,600
2023		$31,900 (+23.17%) Land $7,300 Building $24,600	$31,900 (+23.17%) Land $7,300 Building $24,600
2022	$733.00	$25,900 Land $7,300 Building $18,600	$25,900 Land $7,300 Building $18,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2005–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WINCHESTER private · serves 5,405 people · EPA ID IN5268003
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
NLBC Fixed Wireless · Fiber in parts of the area	1,000 / 200
Verizon Fixed Wireless	300 / 20

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