416 E Elm St, Winchester, IN 47394 Property Records

Randolph County property record for 416 E Elm St, Winchester, IN 47394

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 940 sqft · built 1900
Lot Size0.189 acres (8,250 sqft)
OwnerIndividual Name on Record
Tax Bill$430 (2025)
Deeds & MortgagesMar 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN021-01587-00

Property Details

APN / Parcel Number

Primary APN021-01587-00
Alternative APNs
  • 68-09-21-353-042.000-021
  • 00000018279

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area940 sqft Living Area
1st Floor Area940 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area8,250 sqft (0.189 acres)
Lot Dimensions165 ft deep x 50 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00000018279
Street Address416 E ELM ST
CityWINCHESTER
StateIN
Zip47394-2212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionENGLE MARKLE ADD LOT 91
Legal SubdivisionENGLE & MARKLE S ADDITION
Legal Lot Number91
JurisdictionRANDOLPH IN
Township / Civil DivisionWHITE RIVER
Census Block Group3
Census Block3031
Census Tract951700

Owner

Source: Randolph County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address416 E ELM ST, WINCHESTER, IN 47394-2212
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 2, 2015
Transfer Doc20151123
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANDOLPH IN
Property Address416 E ELM ST, WINCHESTER, IN 47394-2212
Transaction TypeMortgage
Record UpdatedApr 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 E ELM ST, WINCHESTER, IN 47394-2212

Mortgage

Document Number20211303
DateMar 4, 2021
Instrument20211303
Lender
NameFIRST MERCHANTS BANK
TypeBank
AddressWINCHESTER, IN 47394
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueFeb 25, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyRandolph County
County SubdivisionWhite River Township
MunicipalityWinchester City
Unified School DistrictRandolph Central School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$430.00 (-27.36%) Homeowner's exemption$69,000 (+16.36%) Land $3,800 Building $65,200$69,000 (+16.36%) Land $3,800 Building $65,200
2024$592.00 (+36.41%)
2023$59,300 (+13.82%) Land $7,600 Building $51,700$59,300 (+13.82%) Land $7,600 Building $51,700
2022$434.00$52,100 Land $7,600 Building $44,500$52,100 Land $7,600 Building $44,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2005–2025)
Claims Outside the SFHA2 of 3
Most Recent ClaimApr 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - WINCHESTER
private · serves 5,405 people · EPA ID IN5268003
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
NLBC
Fixed Wireless · Fiber in parts of the area
1,000 / 200
Verizon
Fixed Wireless
300 / 20

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