439 E Elm St, Winchester, IN 47394 Property Records

Randolph County property record for 439 E Elm St, Winchester, IN 47394

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,204 sqft · built 1951
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on Record
Tax Bill	$1,480 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021-01222-00`

Property Details

APN / Parcel Number

Primary APN	`021-01222-00`
Alternative APNs	`68-09-21-352-022.000-021` `00000017970`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,204 sqft Living Area
1st Floor Area	1,204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000017970
Street Address	439 E ELM ST
City	WINCHESTER
State	IN
Zip	47394-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ENGLE MARKLE ADD LOT 74
Legal Subdivision	ENGLE AND MARKLES ADDITION
Legal Lot Number	74
Jurisdiction	RANDOLPH IN
Township / Civil Division	WHITE RIVER
Census Block Group	3
Census Block	3030
Census Tract	951700

Owner

Source: Randolph County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	34 E UNION CITY PIKE, WINCHESTER, IN 47394-8384
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Commercial Mortgage WAYNE BANK AND TRUST CO
Jan 8, 2024	Quit Claim Deed, Transfer Quitclaim
Oct 26, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2024
Deed Sale	Jan 8, 2024
Prior Sale	Dec 19, 2014
Deed Document Number	202478
Prior Transfer Date	Jan 5, 2024
Prior Transfer Doc	0020240078
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	439 E ELM ST, WINCHESTER, IN 47394-2211
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 E ELM ST, WINCHESTER, IN 47394-2212
Investor	Possibly a Property Investor

Mortgage

Document Number	0020254374
Date	Dec 15, 2025
Instrument	20254374

Lender

Name	WAYNE BANK AND TRUST CO
Type	Bank
Address	500 S A ST, RICHMOND, IN 47374

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 11, 2045

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RANDOLPH IN
Recording Date	Jan 8, 2024
Property Address	439 E ELM ST, WINCHESTER, IN 47394-2211
Document Number	0020240078
Map Reference	MB 1 PG 12
Instrument Date	Jan 5, 2024
Instrument	20240078
Transaction Type	Transfer
Record Updated	Jan 31, 2024

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 E UNION CITY PIKE, WINCHESTER, IN 47394-8384

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	439 E ELM ST, WINCHESTER, IN 47394-2211
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 E UNION CITY PIKE, WINCHESTER, IN 47394-8384

Mortgage

Document Number	0020234157
Date	Oct 26, 2023
Instrument	20234157

Lender

Name	THE FARMERS STATE BANK
Type	Bank
Address	WINCHESTER, IN 47394

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 25, 2048

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Randolph County
County Subdivision	White River Township
Municipality	Winchester City
Unified School District	Randolph Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,480.00 (+17.27%)	$74,000 (+17.27%) Land $3,400 Building $70,600	$74,000 (+17.27%) Land $3,400 Building $70,600
2024	$1,262.00 (+108.6%)
2023		$63,100 (+4.3%) Land $7,300 Building $55,800	$63,100 (+4.3%) Land $7,300 Building $55,800
2022	$605.00 Homeowner's exemption	$60,500 Land $7,300 Building $53,200	$60,500 Land $7,300 Building $53,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2005–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WINCHESTER private · serves 5,405 people · EPA ID IN5268003
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
NLBC Fixed Wireless · Fiber in parts of the area	1,000 / 200
Verizon Fixed Wireless	300 / 20

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