Randolph County property record for 420 E Elm St, Winchester, IN 47394
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,167 sqft · built 1900 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $63,200 (Nov 2018) |
| Tax Bill | $395 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 021-01327-00 |
| Primary APN | 021-01327-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,167 sqft Living Area |
| 1st Floor Area | 1,167 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Metal |
| Lot Area | 8,400 sqft (0.193 acres) |
| Lot Dimensions | 168 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 00000018063 |
|---|---|
| Street Address | 420 E ELM ST |
| City | WINCHESTER |
| State | IN |
| Zip | 47394-2212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ENGLE MARKLE ADD LOT 90 |
| Legal Subdivision | ENGLE AND MARKLES ADDITION |
| Legal Lot Number | 90 |
| Jurisdiction | RANDOLPH IN |
| Township / Civil Division | WHITE RIVER |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 951700 |
420 E Elm St is owned and occupied by an individual who bought it in November 2018.
Source: Randolph County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 420 E ELM ST, WINCHESTER, IN 47394-2212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2018 · Amount on File |
| Deed Sale | Nov 19, 2018 · Amount on File |
| Deed Document Number | 20184393 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RANDOLPH IN |
| Recording Date | Nov 19, 2018 |
| Property Address | 420 E ELM ST, WINCHESTER, IN 47394-2212 |
| Document Number | 20184393 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 20184393 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1050 WOONDWARD AVE, DETROIT, MI 48226-3573 |
| Document Number | 20184394 |
|---|---|
| Date | Nov 19, 2018 |
| Instrument | 20184394 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Apr 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 5% |
The 2025 property tax bill for 420 E Elm St was $395 with a homeowner's exemption, down 32.5% from the year before.
Source: Randolph County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Randolph County |
| County Subdivision | White River Township |
| Municipality | Winchester City |
| Unified School District | Randolph Central School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $395.00 (-32.48%) Homeowner's exemption | $67,200 Land $3,900 Building $63,300 | $67,200 Land $3,900 Building $63,300 |
| 2024 | $585.00 | ||
| 2023 | $58,200 (+2.46%) Land $7,700 Building $50,500 | $58,200 (+2.46%) Land $7,700 Building $50,500 | |
| 2022 | $488.00 | $56,800 Land $7,700 Building $49,100 | $56,800 Land $7,700 Building $49,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 420 E Elm St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2005–2025) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 420 E Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - WINCHESTER private · serves 5,405 people · EPA ID IN5268003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| NLBC Fixed Wireless · Fiber in parts of the area | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
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