404 Bertram St, Whiting, IA 51063 Property Records

Monona County property record for 404 Bertram St, Whiting, IA 51063

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,782 sqft · built 1995
Lot Size	0.579 acres (25,221 sqft)
Owner	Individual Name on Record
Tax Bill	$1,408 (2026)
Deeds & Mortgages	Aug 2017 Mortgage Aug 2011 Transfer
Flood Zone	Zone X (minimal risk)
APN	`844601228032`

Property Details

APN / Parcel Number

Primary APN	`844601228032`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Building Area	1,782 sqft Living Area
1st Floor Area	1,782 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,221 sqft (0.579 acres)
Lot Dimensions	140 ft deep x 180 ft wide
Garage Type	Attached
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	676 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	404 BERTRAM ST
City	WHITING
State	IA
Zip	51063-7722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 4,5 & 6 BLK 15 TITLE #67-WO42689 VIN #88014
Legal Subdivision	THE TOWN OF WHITING
Jurisdiction	MONONA IA
Township / Civil Division	ASHTON
Census Block Group	2
Census Block	2050
Census Tract	960200

Owner

Source: Monona County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 BERTRAM ST, WHITING, IA 51063-7722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC
Aug 2, 2011	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 1, 2011
Transfer Doc	000090/022
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONA IA
Property Address	404 BERTRAM ST, WHITING, IA 51063-7722
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000075/086
Date	Aug 7, 2017
Book Page	075/086
Instrument	E17-0367

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2027

August 2011: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONONA IA
Recording Date	Aug 2, 2011
Property Address	404 BERTRAM ST, WHITING, IA 51063-7722
Document Number	000090/022
Book / Page	090 / 022
Instrument Date	Aug 1, 2011
Instrument	11-1079
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 BERTRAM ST, ONAWA, IA 51040

Tax Assessment & Valuation

Source: Monona County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Monona County
Municipality	Whiting City
Unified School District	Whiting Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,408.00 Homeowner's exemption	$143,042 (+10.29%) Land $17,640 Building $125,402	$143,042 (+10.29%) Land $17,640 Building $125,402
2025	$1,408.00 (+3.38%) Homeowner's exemption	$129,693 (+12.11%) Land $17,640 Building $112,053	$129,693 (+12.11%) Land $17,640 Building $112,053
2024	$1,362.00 (-12.92%) Homeowner's exemption	$115,687 (-) Land $17,640 Building $98,047
2023		$115,687 (+10.93%) Land $17,640 Building $98,047	$115,687 (+10.93%) Land $17,640 Building $98,047
2022	$1,564.00 Homeowner's exemption	$104,292
2021			$104,292

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1993–2007)
Most Recent Claim	May 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, May 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Iowa
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITING WATER SUPPLY serves 727 people · EPA ID IA6769018
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable · Fiber in parts of the area	1,500 / 50
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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