Monona County property record for 405 Bertram St, Whiting, IA 51063
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 896 sqft · built 1940 |
| Lot Size | 0.193 acres (8,407 sqft) |
| Owner | Individual Name on File |
| Last Sale | $38,000 (Aug 2005) |
| Tax Bill | $664 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 844601228023 |
| Primary APN | 844601228023 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| 1st Floor Area | 946 sqft |
| Basement Area | 788 sqft |
| Finished Basement | 108 sqft |
| Unfinished Basement | 680 sqft |
| Game Room | Game Room |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,407 sqft (0.193 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Deck Area | 80 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 405 BERTRAM ST |
|---|---|
| City | WHITING |
| State | IA |
| Zip | 51063-7722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 BLK 14 |
| Legal Subdivision | SECOND ADDITION TO THE TOWN OF WHITING |
| Jurisdiction | MONONA IA |
| Township / Civil Division | ASHTON |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 960200 |
405 Bertram St is owned and occupied by an individual who bought it in August 2005.
Source: Monona County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 BERTRAM ST, WHITING, IA 51063-7722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2005 · Amount on File |
| Deed Sale | Aug 10, 2005 · Amount on File |
| Deed Document Number | 20051459 |
| Deed Book / Page | 84 / 201 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 405 Bertram St was $664 with a homeowner's exemption.
Source: Monona County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Monona County |
| Municipality | Whiting City |
| Unified School District | Whiting Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $664.00 Homeowner's exemption | $79,500 (+32.43%) Land $9,450 Building $70,050 | $79,500 (+32.43%) Land $9,450 Building $70,050 |
| 2025 | $664.00 (+13.7%) | $60,033 Land $9,450 Building $50,583 | $60,033 Land $9,450 Building $50,583 |
| 2024 | $584.00 | ||
| 2023 | $49,541 (+20.18%) Land $9,450 Building $40,091 | $49,541 Land $9,450 Building $40,091 | |
| 2022 | $530.00 Homeowner's exemption | $41,223 | |
| 2021 | $41,223 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Bertram St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (1993–2007) |
| Most Recent Claim | May 2007 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Bertram St is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Iowa |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITING WATER SUPPLY serves 727 people · EPA ID IA6769018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Long Lines Metro Cable · Fiber in parts of the area | 1,500 / 50 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Verizon.
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