425 5th St NW, Oronoco, MN 55960 Property Records

Olmsted County property record for 425 5th St NW, Oronoco, MN 55960

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,172 sqft · built 1950
Lot Size	2.4 acres (104,892 sqft)
Owner	2 Company Names on Record
Last Sale	$350,000 (Jun 2024)
Tax Bill	$3,698 (2026)
Deeds & Mortgages	Aug 2025 Transfer Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`84.07.41.080471`

Property Details

APN / Parcel Number

Primary APN	`84.07.41.080471`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,172 sqft Living Area
1st Floor Area	1,172 sqft
Basement Area	1,172 sqft
Unfinished Basement	1,172 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Wood
Roof Material	Asphalt
Lot Area	104,892 sqft (2.4 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	168 sqft
Shed	1 Shed
Shed Area	936 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	425 5TH ST NW
City	ORONOCO
State	MN
Zip	55960-1452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-07 TWP-108 RANGE-014 CITY LANDS 108-14-07 CITY OF O 2.41 AC W220FT OF THE E677FT OF THE S476.61FT OF THE NE14 SE14 SEC 7
Legal Range	14
Legal Township	108
Legal Section	07
Legal Subdivision	CITY LANDS 108-14-07 CITY OF ORONOCO
Jurisdiction	OLMSTED MN
Township / Civil Division	ORONOCO
Census Block Group	1
Census Block	1032
Census Tract	1902

Owner

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	425 5TH ST NW, ORONOCO, MN 55960-1452
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2025	Quit Claim Deed, Transfer Quitclaim
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU
Apr 3, 2018	Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2024 · Amount on Record
Deed Sale	Jun 24, 2024 · Amount on Record
Prior Sale	Apr 3, 2018 · Amount on Record
Deed Document Number	20241606825
Last Transfer Date	Jul 23, 2025
Transfer Doc	00A1629397
Record Updated	Sep 20, 2026

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLMSTED MN
Recording Date	Aug 8, 2025
Property Address	425 5TH ST NW, ORONOCO, MN 55960-1452
Document Number	00A1629397
Instrument Date	Jul 23, 2025
Instrument	A-1629397
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	425 5TH ST NW, ORONOCO, MN 55960-1452

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	425 5TH ST NW, ORONOCO, MN 55960-1452
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1552104
Date	Nov 15, 2021
Instrument	A-1552104

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Apr 3, 2018
Property Address	425 5TH ST NW, ORONOCO, MN 55960-1452
Document Number	00A1446024
Instrument Date	Feb 26, 2018
Instrument	A-1446024
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$524.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	425 5TH ST NW, ORONOCO, MN 55960-1452

Mortgage

Document Number	00A1446025
Date	Apr 3, 2018
Instrument	A-1446025

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Oronoco City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,698.00 (+15.71%) Homeowner's exemption
2025	$3,196.00 Homeowner's exemption	$275,900 (+7.15%) Land $107,300 Building $168,600	$295,800 (+14.87%) Land $115,000 Building $180,800
2024	$3,196.00	$257,500 Land $80,000 Building $177,500	$257,500 Land $80,000 Building $177,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bevcomm Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Minnesota WiFi Fixed Wireless	150 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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