615 5th St NW, Oronoco, MN 55960 Property Records

Olmsted County property record for 615 5th St NW, Oronoco, MN 55960

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,347 sqft · built 1979
Lot Size	1.3 acres (56,933 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Aug 2023)
Tax Bill	$6,108 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`84.07.42.058734`

Property Details

APN / Parcel Number

Primary APN	`84.07.42.058734`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,347 sqft Living Area
1st Floor Area	1,347 sqft
Basement Area	1,344 sqft
Finished Basement	1,210 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Wood
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	56,933 sqft (1.3 acres)
Lot Width	190 ft Width
Garage Type	Attached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	74 sqft
Deck Area	379 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	615 5TH ST NW
City	ORONOCO
State	MN
Zip	55960-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-07 TWP-108 RANGE-014 CITY LANDS 108-14-07 CITY OF O TH PT SE14 AS FOL COM NWCOR SE14 TH NE 1321.68FT TH SE 712.30FT TH N
Legal Range	14
Legal Township	108
Legal Section	07
Legal Subdivision	CITY LANDS 108-14-07 CITY OF ORONOCO
Jurisdiction	OLMSTED MN
Township / Civil Division	ORONOCO
Census Block Group	1
Census Block	1032
Census Tract	1902

Owner

615 5th St NW is owned and occupied by two individuals who bought it in August 2023.

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	615 5TH ST NW, ORONOCO, MN 55960-1420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FEDERAL CREDIT UNION
Aug 18, 2023	Warranty Deed, Transfer ROCHESTER TITLE
Sep 19, 2019	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2023 · Amount on File
Deed Sale	Aug 18, 2023 · Amount on File
Prior Sale	May 13, 2013 · Amount on File
Deed Document Number	20231591548
Prior Transfer Date	Aug 7, 2019
Prior Transfer Doc	A1481636
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Recording Date	Jun 11, 2026
Property Address	615 5TH ST NW, ORONOCO, MN 55960-1420
Document Number	0001646488
Instrument Date	Jun 5, 2026
Instrument	20261646488
Transaction Type	Mortgage
Record Updated	Aug 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 5TH ST NW, ORONOCO, MN 55960-1420

Mortgage

Document Number	0001646488,
Date	Jun 11, 2026
Instrument	20261646488

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.72%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Aug 18, 2023
Property Address	615 5TH ST NW, ORONOCO, MN 55960-1420
Document Number	00A1591548
Instrument Date	Aug 17, 2023
Instrument	A-1591548
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	ROCHESTER TITLE

Transaction

Amount	Amount on Record
Tax	$1,221.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	615 5TH ST NW, ORONOCO, MN 55960-1420

September 2019: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	OLMSTED MN
Recording Date	Sep 19, 2019
Property Address	615 5TH ST NW, ORONOCO, MN 55960-1420
Document Number	A1481636
Instrument Date	Aug 7, 2019
Instrument	A-1481636
Transaction Type	Transfer
Record Updated	Jul 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 615 5th St NW was $6,108 with a homeowner's exemption, up 4.5% from the year before.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Oronoco City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,108.00 (+4.52%) Homeowner's exemption
2025	$5,844.00	$427,800 (+5.94%) Land $88,500 Building $339,300	$435,200 (+7.78%) Land $90,000 Building $345,200
2024		$403,800 Land $65,000 Building $338,800	$403,800 Land $65,000 Building $338,800
2022	$4,403.00	$371,100 Land $65,000 Building $306,100	$371,100 Land $65,000 Building $306,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 615 5th St NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 5th St NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Oronoco serves 2,040 people · EPA ID MN1550036
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bevcomm Fiber	1,000 / 1,000
Minnesota WiFi Fixed Wireless	150 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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