Olmsted County property record for 20 5th St NW, Oronoco, MN 55960
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,572 sqft · built 1980 |
| Lot Size | 0.329 acres (14,331 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (May 2014) |
| Tax Bill | $4,914 (2026) |
| Deeds & Mortgages | Sep 2025 Line of Credit Mar 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 84.08.33.028683 |
| Primary APN | 84.08.33.028683 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,572 sqft Living Area |
| 1st Floor Area | 1,572 sqft |
| Basement Area | 1,248 sqft |
| Finished Basement | 1,123 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,331 sqft (0.329 acres) |
| Lot Dimensions | 95 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 512 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 20 5TH ST NW |
|---|---|
| City | ORONOCO |
| State | MN |
| Zip | 55960-1415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-08 TWP-108 RANGE-014 ORONOCO VILLAGE LOT-002 BLOCK-003 LOT 2 & W12 VAC ALLEY ADJ BLK 3 |
| Legal Range | 14 |
| Legal Township | 108 |
| Legal Section | 08 |
| Legal Subdivision | ORONOCO VILLAGE |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | OLMSTED MN |
| Township / Civil Division | ORONOCO |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 1902 |
20 5th St NW is owned and occupied by two individuals who bought it in May 2014.
Source: Olmsted County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 5TH ST NW, ORONOCO, MN 55960-1415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · Line of Credit ALTRA FCU |
| Mar 6, 2024 | Deed of Trust, Mortgage ALTRA FCU |
| Nov 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2014 · Amount on File |
| Deed Sale | May 23, 2014 · Amount on File |
| Deed Document Number | 20141346726 |
| Prior Transfer Date | Jan 3, 2014 |
| Prior Transfer Doc | 00A1340153 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 20 5TH ST NW, ORONOCO, MN 55960-1415 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 20 5TH ST NW, ORONOCO, MN 55960-1415 |
| Document Number | 00A1632303 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | A-1632303 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Address | ONALASKA, WI 54650 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 28, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 20 5TH ST NW, ORONOCO, MN 55960-1415 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00A1601254 |
|---|---|
| Date | Mar 6, 2024 |
| Instrument | A-1601254 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Address | ONALASKA, WI 54650 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Mar 20, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 20 5TH ST NW, ORONOCO, MN 55960-1415 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00A1517769 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | A-1517769 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Address | ONALASKA, WI 54650 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2035 |
The 2026 property tax bill for 20 5th St NW was $4,914, up 520.5% from the year before.
Source: Olmsted County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Olmsted County |
| Municipality | Oronoco City |
| Unified School District | Rochester Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,914.00 (+520.45%) | ||
| 2025 | $792.00 | $341,500 (+12.67%) Land $50,000 Building $291,500 | $341,500 (+12.67%) Land $50,000 Building $291,500 |
| 2024 | $303,100 Land $40,000 Building $263,100 | $303,100 Land $40,000 Building $263,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 5th St NW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 5th St NW is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Oronoco serves 2,040 people · EPA ID MN1550036 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bevcomm Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Minnesota WiFi Fixed Wireless | 150 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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