535 5th St NW, Oronoco, MN 55960 Property Records

Olmsted County property record for 535 5th St NW, Oronoco, MN 55960

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,764 sqft · built 1967
Lot Size	2.91 acres (127,065 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Sep 2018)
Tax Bill	$6,210 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`84.07.41.029070`

Property Details

APN / Parcel Number

Primary APN	`84.07.41.029070`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	1,764 sqft Living Area
1st Floor Area	1,764 sqft
Basement Area	1,164 sqft
Finished Basement	1,050 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Wood
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	127,065 sqft (2.91 acres)
Garage Type	Attached
Garage Area	759 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	159 sqft
Deck Area	656 sqft
Patio Area	210 sqft
Shed	1 Shed
Shed Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	535 5TH ST NW
City	ORONOCO
State	MN
Zip	55960-1418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-07 TWP-108 RANGE-014 CITY LANDS 108-14-07 CITY OF O 2.80 AC S36RDS W18RDS NE14 SE14 & TH PT W14 SE14 SE14 LYING N OF RD
Legal Range	14
Legal Township	108
Legal Section	07
Legal Subdivision	CITY LANDS 108-14-07 CITY OF ORONOCO
Jurisdiction	OLMSTED MN
Township / Civil Division	ORONOCO
Census Block Group	1
Census Block	1032
Census Tract	1902

Owner

535 5th St NW is owned and occupied by two individuals who bought it in September 2018.

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	535 5TH ST NW, ORONOCO, MN 55960-1418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 25, 2018	Deed, Transfer · Conventional Mortgage MAYO EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2018 · Amount on File
Deed Sale	Sep 25, 2018 · Amount on File
Deed Document Number	20181458480
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	535 5TH ST NW, ORONOCO, MN 55960-1418
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1511642
Date	Sep 23, 2020
Instrument	A-1511642

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	OLMSTED MN
Recording Date	Sep 25, 2018
Property Address	535 5TH ST NW, ORONOCO, MN 55960-1418
Document Number	A1458480
Instrument Date	Sep 21, 2018
Instrument	A-1458480
Transaction Type	Transfer
Record Updated	Jul 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,105.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 5TH ST NW, ORONOCO, MN 55960-1418

Mortgage

Document Number	A1458483
Date	Sep 25, 2018
Instrument	A-1458483

Lender

Name	MAYO EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 535 5th St NW was $6,210 with a homeowner's exemption.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Oronoco City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,210.00 Homeowner's exemption
2025		$435,700 Land $113,300 Building $322,400	$442,400 Land $115,000 Building $327,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 535 5th St NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 535 5th St NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Oronoco serves 2,040 people · EPA ID MN1550036
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bevcomm Fiber	1,000 / 1,000
Minnesota WiFi Fixed Wireless	150 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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