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4239 Raffia Palm Cir, Naples, FL 34119 Property Records

Collier County property record for 4239 Raffia Palm Cir, Naples, FL 34119

Property Summary

Property TypeSingle Family Home
Details2,006 sqft · built 2017
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$435,805 (Jul 2019)
Tax Bill$6,373 (2025)
Deeds & MortgagesJul 2019 Sale & Mortgage
Flood ZoneZone AH (high risk)
APN585260 403B34

Property Details

APN / Parcel Number

Primary APN585260 403B34
Alternative APN
  • 69020001321

Interior

Stories1 Story
Building Area2,006 sqft Living Area
1st Floor Area2,006 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Construction TypeMasonry / Concrete Block
Lot Area10,019 sqft (0.23 acres)
Pool Area322 sqft
Deck Area412 sqft

Location & Zoning

Street Address4239 RAFFIA PALM CIR
CityNAPLES
StateFL
Zip34119-9678
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAFFIA PRESERVE-PHASE 1 LOT 40
Legal Range26
Legal Township48
Legal Section34
Legal SubdivisionRAFFIA PRESERVE PHASE 1
Legal Phase1
Legal Tract585260
Legal Block2
Legal Lot Number40
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2009
Census Tract10436

Owner

4239 Raffia Palm Cir is owned and occupied by an individual who bought it in July 2019.

Source: Collier County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address4239 RAFFIA PALM CIR, NAPLES, FL 34119-9678
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 25, 2019 · Amount on File
Deed SaleJul 25, 2019 · Amount on File
Deed Document Number20195744170
Deed Book / Page5655 / 3260
Record UpdatedOct 29, 2026

July 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCOLLIER FL
Recording DateJul 25, 2019
Property Address4239 RAFFIA PALM CIR, NAPLES, FL 34119-9678
Document Number0056553260
Book / Page5655 / 3260
Map ReferenceMB 54 PG 72
Instrument DateJul 22, 2019
Instrument5744170
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,051.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10481 BEN C PRATT 6 MILE CYPRESS PKWY, 10481, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

NameVerified Name
Address4239 RAFFIA PALM CIR, NAPLES, FL 34119-9678

Mortgage

Document Number0056553264
DateJul 25, 2019
Instrument5655-3264
Lender
NameEAGLE LIMITED LIABILITY COMPANY
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4239 Raffia Palm Cir was $6,373 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$638,869 (+2.7%)$649,950 (+0.79%) Land $217,807 Building $432,143
2025$6,373.00 Homeowner's exemption$622,073$644,887 Land $229,997 Building $414,890
2023$7,006.00 (-2.56%) Homeowner's exemption$694,935 (+3%)$834,327 (+23.66%) Land $412,078 Building $422,249
2022$7,190.00 Homeowner's exemption$674,694 Land $226,403 Building $448,291$674,694 Land $226,403 Building $448,291

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4239 Raffia Palm Cir in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 78 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies78 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4239 Raffia Palm Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250

May also be available: CenturyLink, Hotwire Communications.

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