4206 Bonsai Dr, Tracy, CA 95377 Property Records

San Joaquin County property record for 4206 Bonsai Dr, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,202 sqft · built 2019
Lot Size0.096 acres (4,158 sqft)
OwnerIndividual Name on Record
Last Sale$813,000 (Sep 2023)
Tax Bill$9,036 (2025)
Deeds & MortgagesSep 2023 Mortgage
Sep 2023 Sale
+ 6 more
Flood ZoneZone X (minimal risk)
APN248-560-740-000

Property Details

APN / Parcel Number

Primary APN248-560-740-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,202 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleL-Shape
Construction TypeWood
Lot Area4,158 sqft (0.096 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4206 BONSAI DR
CityTRACY
StateCA
Zip95377-8447
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 76 BROOKVIEW II, TRACT #3952
Legal SubdivisionBROOKVIEW II
Legal Tract3952
Legal Block1
Legal Lot Number76
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1011
Census Tract5219

Owner

Source: San Joaquin County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4206 BONSAI DR, TRACY, CA 95377-8447
OccupancyOwner Occupied
Owner TypeIndividual
VestingSurviving Spouse

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Sep 19, 2023Grant Deed, Transfer
LENNAR TITLE
Sep 20, 2022Intrafamily Transfer, Transfer
Jul 27, 2020Deed of Trust, Mortgage · Conventional with PMI
LOANPAL
May 31, 2019Quit Claim Deed, Mortgage
PRIME LNDG
Mar 29, 2019Grant Deed, Subdivision Related Transfer · Conventional with PMI
WELLS FARGO BK
Apr 15, 2019Grant Deed, Transfer
FIRST AMERICAN TITLE
Jan 30, 2019Grant Deed, Transfer · Conventional Mortgage
MOVEMENT MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2023 · Amount on Record
Deed SaleSep 19, 2023 · Amount on Record
Prior SaleJan 30, 2019 · Amount on Record
Deed Document Number202374348
Prior Transfer DateSep 6, 2023
Prior Transfer Doc0000074347
Record UpdatedSep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateSep 19, 2023
Property Address4206 BONSAI DR, TRACY, CA 95377-8447
Document Number0000074347
Map ReferenceMB 43 PG 45
Instrument DateSep 6, 2023
Instrument2023-074347
Transaction TypeTransfer
Record UpdatedSep 29, 2023
Title CompanyLENNAR TITLE INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4206 BONSAI DR, TRACY, CA 95377-8447

Mortgage

Document Number0000074349
DateSep 19, 2023
Instrument2023-074349
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

September 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateSep 19, 2023
Property Address4206 BONSAI DR, TRACY, CA 95377-8447
Document Number0000074348
Map ReferenceMB 43 PG 45
Instrument DateSep 6, 2023
Instrument2023-074348
Transaction TypeTransfer
Record UpdatedSep 29, 2023
Title CompanyLENNAR TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4206 BONSAI DR, TRACY, CA 95377-8447

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateSep 20, 2022
Property Address4206 BONSAI DR, TRACY, CA 95377-8447
Document Number0000110106
Map ReferenceMB 43 PG 45
Instrument DateAug 16, 2022
Instrument2022-110106
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address4206 BONSAI DR, TRACY, CA 95377-8447

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address4206 BONSAI DR, TRACY, CA 95377-8447
Document Number0000093313
Instrument DateJul 27, 2020
Transaction TypeMortgage
Record UpdatedAug 14, 2020
Title CompanyNATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4206 BONSAI DR TRACY CA 953778447, TRACY, CA 95377-8447

Mortgage

Document Number0000093313
DateJul 31, 2020
Instrument93313
Lender
NameLOANPAL
AddressROSEVILLE, CA 95661
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 30, 2050

May 2019: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateMay 31, 2019
Property Address4206 BONSAI DR, TRACY, CA 95377-8447
Document Number0000056706
Instrument DateMay 7, 2019
Instrument56706
Transaction TypeMortgage
Record UpdatedJan 2, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address4247 MATTHEW WAY TRACY CA 953778443, TRACY, CA 95377-8443

Mortgage

Document Number56707
DateMay 31, 2019
Instrument56707
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
AmountAmount Recorded
Term360 Months
DueMay 30, 2049

March 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateMar 29, 2019
Property Address4206 BONSAI DR, TRACY, CA 95377-8447
Document Number0000031017
Instrument DateMar 20, 2019
Instrument31017
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 2, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$596.75
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4267 MATTHEW WAY TRACY CA 953778443, TRACY, CA 95377-8443

Mortgage

Document Number31018
DateMar 29, 2019
Instrument31018
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 28, 2049

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateApr 15, 2019
Property Address4206 BONSAI DR, TRACY, CA 95377-8447
Document Number0000037209
Instrument DateFeb 7, 2019
Instrument37209
Transaction TypeTransfer
Record UpdatedJan 2, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$641.85
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address4306 BONSAI DR TRACY CA 953778448, TRACY, CA 95377-8448
InvestorPossibly a Property Investor

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJan 30, 2019
Property Address4206 BONSAI DR, TRACY, CA 95377-8447
Document Number0000010446
Instrument DateJan 25, 2019
Instrument10446
Transaction TypeTransfer
Record UpdatedJan 2, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$576.95
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4206 BONSAI DR TRACY CA 953778447, TRACY, CA 95377-8447

Mortgage

Document Number10447
DateJan 30, 2019
Instrument10447
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 29, 2049

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,036.00 (+48.91%)$829,260 (+47.52%) Land $255,000 Building $574,260
2023$6,068.00 (+1.86%) Homeowner's exemption$562,120 Land $160,829 Building $401,291$712,620
2022$5,957.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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