4240 McCarty Rd, Fort Pierce, FL 34945 Property Records

St. Lucie County property record for 4240 McCarty Rd, Fort Pierce, FL 34945

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,170 sqft · built 2002
Lot Size	10.8 acres (470,448 sqft)
Owner	Individual Name on Record
Last Sale	$827,500 (Mar 2021)
Tax Bill	$16,045 (2024)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`2333-234-0002-000-2`

Property Details

APN / Parcel Number

Primary APN	`2333-234-0002-000-2`
Alternative APN	`145671`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,170 sqft Living Area
Gross Area	11,927 sqft
1st Floor Area	3,170 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Metal
Lot Area	470,448 sqft (10.8 acres)
Garage Type	Attached
Garage Area	758 sqft
Driveway	Concrete Driveway
Parking Spaces	17 Parking Spaces

Exterior Amenities

Pool Area	2,028 sqft
Porch	Screened Porch
Porch Area	979 sqft
Patio Area	912 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	145671
Street Address	4240 MCCARTY RD
City	FORT PIERCE
State	FL
Zip	34945-2511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	33 35 39 THAT PART OF SEC MPDAF: FROM SW COR OF SW 1/4 RUN E ALG S LI OF SEC 33 FT TO E RD R/W LI OF MCCARTY RD, TH N ALG E R/W LI 2193.4 FT, TH N 89 10 30 E 275 FT TO POB, TH CONT N 89 10 30 E 937.54 FT, TH N 553.88 FT, TH N 10 03 29 E 40.52 FT, TH
Legal Range	39E
Legal Township	35S
Legal Section	33
Legal Subdivision	METES AND BOUNDS
Jurisdiction	ST LUCIE FL
Township / Civil Division	WEST ST. LUCIE
Census Block Group	1
Census Block	1179
Census Tract	382202

Owner

Source: St. Lucie County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4240 MCCARTY RD, FORT PIERCE, FL 34945-2511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage PETER Z KAMENESH
Mar 4, 2021	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2021 · Amount on Record
Deed Sale	Mar 4, 2021 · Amount on Record
Deed Document Number	20214826529
Deed Book / Page	4565 / 521
Prior Transfer Date	Oct 28, 2010
Prior Transfer Doc	0032420168
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	4240 MCCARTY RD, FORT PIERCE, FL 34945-2511
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050361835
Date	Aug 28, 2023
Book Page	5036/1835
Instrument	5235878

Lender

Name	PETER Z KAMENESH
Type	Private Party
Address	140 ISLAND WAY # 225, CLEARWATER, FL 33767

Agreement

Amount	Amount Recorded

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Mar 4, 2021
Property Address	4240 MCCARTY RD, FORT PIERCE, FL 34945-2511
Document Number	0045650521
Book / Page	4565 / 521
Instrument Date	Feb 26, 2021
Instrument	4826529
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,792.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 12755, FORT PIERCE, FL 34979-2755

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 ISLAND WAY # 225, 225, CLEARWATER, FL 33767-2216

Mortgage

Document Number	0004565523
Date	Mar 4, 2021
Instrument	4565/523

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$892,545 (-2.11%)	$952,100 (+4.42%) Land $404,000 Building $548,100
2024	$16,045.00 (+1.96%)
2023	$15,736.00 (+2.42%) Additional exemption filed	$911,800 (+11.52%) Land $381,600 Building $530,200	$911,800 (+11.52%) Land $381,600 Building $530,200
2022	$15,364.00 Homeowner's exemption	$817,600 Land $325,500 Building $492,100	$817,600 Land $325,500 Building $492,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	6 (2004–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	25 / 5

May also be available: T-Mobile.

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