4220 McCarty Rd, Fort Pierce, FL 34945 Property Records

St. Lucie County property record for 4220 McCarty Rd, Fort Pierce, FL 34945

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,989 sqft · built 1989
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Last Sale	$399,000 (Jul 2023)
Tax Bill	$3,628 (2024)
Deeds & Mortgages	Mar 2024 Line of Credit Jul 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2333-322-0002-000-2`

Property Details

APN / Parcel Number

Primary APN	`2333-322-0002-000-2`
Alternative APN	`14512`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,989 sqft Finished Area
1st Floor Area	1,989 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	333 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	14512
Street Address	4220 MCCARTY RD
City	FORT PIERCE
State	FL
Zip	34945-2511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	33 35 39 BEG AT PT ON E R/W MCCARTY RD 2687.76 FT N OF S SEC LI, TH ELY 296.59 FT, TH SLY 215.3FT TO PT ON CURVE CONC NLY, R
Legal Range	39E
Legal Township	35S
Legal Section	33
Legal Subdivision	METES AND BOUNDS
Jurisdiction	ST LUCIE FL
Township / Civil Division	WEST ST. LUCIE
Census Block Group	1
Census Block	1179
Census Tract	382202

Owner

Source: St. Lucie County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4220 MCCARTY RD, FORT PIERCE, FL 34945-2511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · Line of Credit GTE FCU
Jul 27, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 17, 2023	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Apr 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 2, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2023 · Amount on Record
Deed Sale	Jul 27, 2023 · Amount on Record
Prior Sale	May 17, 2023
Deed Document Number	5222734
Deed Book / Page	5022 / 2185
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	4220 MCCARTY RD, FORT PIERCE, FL 34945-2511
Transaction Type	Mortgage
Record Updated	Apr 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4220 MCCARTY RD, FORT PIERCE, FL 34945-2511

Mortgage

Document Number	0051220242
Date	Mar 19, 2024
Book Page	5122/242
Instrument	5313594

Lender

Name	GTE FCU
Type	Credit Union
Address	711 E HENDERSON AVE, TAMPA, FL 33602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 18, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Jul 27, 2023
Property Address	4220 MCCARTY RD, FORT PIERCE, FL 34945-2511
Document Number	0050222185
Book / Page	5022 / 2185
Instrument Date	Jul 24, 2023
Instrument	5222734
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	TREASURE COAST ABSTRACT AND TITLE, TREASURE COAST T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,793.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5108 E SEMINOLE RD, FORT PIERCE, FL 34951-2145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4220 MCCARTY RD, FORT PIERCE, FL 34945-2511

Mortgage

Document Number	0050222187
Date	Jul 27, 2023
Instrument	5022/2187

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LUCIE FL
Recording Date	May 17, 2023
Property Address	4220 MCCARTY RD, FORT PIERCE, FL 34945-2511
Document Number	0049902384
Book / Page	4990 / 2384
Instrument Date	May 1, 2023
Instrument	5193116
Transaction Type	Transfer
Record Updated	Jun 20, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4220 MCCARTY RD, FORT PIERCE, FL 34945-2511

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	4220 MCCARTY RD, FORT PIERCE, FL 34945-2511
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4220 MCCARTY RD, FORT PIERCE, FL 34945-2511

Mortgage

Document Number	0048011391
Date	Apr 4, 2022
Book Page	4801/1391
Instrument	5018368

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Apr 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Aug 2, 2021
Property Address	4220 MCCARTY RD, FORT PIERCE, FL 34945-2511
Document Number	0046580686
Book / Page	4658 / 686
Instrument Date	Jul 28, 2021
Instrument	4902745
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4232 EDWARDS RD, 4232, FORT PIERCE, FL 34981-4509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4220 MCCARTY RD, FORT PIERCE, FL 34945-2511

Mortgage

Document Number	4658687
Date	Aug 2, 2021
Instrument	4658/687

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$236,383 (-23.35%)	$346,100 (+12.22%) Land $147,600 Building $198,500
2024	$3,628.00 (-26.77%)
2023	$4,954.00 (+2.67%) Additional exemption filed	$308,400 (+7.32%) Land $132,400 Building $176,000	$308,400 (+3.66%) Land $132,400 Building $176,000
2022	$4,825.00 Homeowner's exemption	$287,371	$297,500 Land $113,000 Building $184,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	6 (2004–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	25 / 5

May also be available: T-Mobile.

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