4098 McCarty Rd, Fort Pierce, FL 34945 Property Records

St. Lucie County property record for 4098 McCarty Rd, Fort Pierce, FL 34945 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,145 sqft · built 1920
Lot Size2.3 acres (100,188 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Dec 2020)
Tax Bill$3,568 (2024)
Deeds & MortgagesDec 2020 Sale & Mortgage
Dec 2017 Transfer
Flood ZoneZone X (moderate risk)
APN2333-232-0001-000-9

Property Details

APN / Parcel Number

Primary APN2333-232-0001-000-9
Alternative APN
  • 14502

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,145 sqft Living Area
Gross Area5,242 sqft
1st Floor Area1,469 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1985
Exterior MaterialMarblecrete
Construction TypeWood
Roof TypeGable
Roof MaterialMetal
Lot Area100,188 sqft (2.3 acres)
Garage TypeDetached
Garage Area2,112 sqft
Parking Spaces7 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area375 sqft
Deck Area96 sqft
Patio Area120 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number14502
Street Address4098 MCCARTY RD
CityFORT PIERCE
StateFL
Zip34945-2539
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description33 35 39 FROM W 1/4 COR RUN NLY ALG W LI OF SEC 472 FT, TH E 33 FT TO E R/W MCCARTY RD AND POB, TH CONT E 261.86 FT, TH N 81 DEG 39 MIN 34 SEC E 248.78 FT TO PT ON CURVE CONC ELY, TH NLY ALG SD CURVE WITH R OF 1070 FT, CA 08 DEG 52 MIN 15 SEC, ARC DI
Legal Range39E
Legal Township35S
Legal Section33
Legal SubdivisionMETES AND BOUNDS
JurisdictionST LUCIE FL
Township / Civil DivisionWEST ST. LUCIE
Census Block Group1
Census Block1179
Census Tract382202

Owner

Source: St. Lucie County records · APN 2333-232-0001-000-9

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4098 MCCARTY RD, FORT PIERCE, FL 34945-2539
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 08, 2020Warranty Deed, Transfer · Conventional Mortgage
SOUTH STATE BANK NA
Dec 19, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 08, 2020 · Amount on Record
Deed SaleDec 08, 2020 · Amount on Record
Prior SaleApr 10, 2002 · Amount on Record
Deed Document Number20204790347
Deed Book / Page4520 / 516
Prior Transfer DateDec 18, 2017
Prior Transfer Doc0040771162
Record UpdatedJun 08, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LUCIE FL
Recording DateDec 08, 2020
Property Address4098 MCCARTY RD, FORT PIERCE, FL 34945-2539
Document Number0045200516
Book / Page4520 / 516
Instrument DateDec 07, 2020
Instrument4790347
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4098 MCCARTY RD, 4098, FORT PIERCE, FL 34945-2539

Transferred To (Grantee/Buyer)

NameVerified Name
Address4098 MCCARTY RD, FORT PIERCE, FL 34945-2539

Mortgage

Document Number0004520518
DateDec 08, 2020
Instrument4520/518
Lender
NameSOUTH STATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LUCIE FL
Recording DateDec 19, 2017
Property Address4098 MCCARTY RD, FORT PIERCE, FL 34945-2539
Document Number0040771162
Book / Page004077 / 001162
Instrument DateDec 18, 2017
Instrument4382249
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4098 MCCARTY RD FORT PIERCE FL 349452539, FORT PIERCE, FL 34945-2539

Tax Assessment & Valuation

Source: St. Lucie County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Lucie County
Unified School DistrictSt. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$232,085 (-40.6%)$410,600 (+5.09%) Land $173,500 Building $237,100
2024$3,568.00 (+2.47%)
2023$3,482.00 (+2.96%) Additional exemption filed$390,700 (+83.77%) Land $163,900 Building $226,800$390,700 (+12.08%) Land $163,900 Building $226,800
2022$3,382.00 Homeowner's exemption$212,599$348,600 Land $139,800 Building $208,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Lucie County (12111C), updated October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121113822021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Flood Insurance CostPremium on Record
median of 120 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies120 in force
Nearby Flood Claims6 (2004–2017)
Most Recent ClaimSep 2017, other causes, Hurricane Irma
Claims By Storm
  • Hurricane Irma, Sep 2017 · 4 claims

Wildfire

Wildfire RiskModerate
above 67% of the US · above 45% of Florida
Wildfire LikelihoodAbout 1 in 312 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 23 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFixed Wireless300 / 20
AT&TDSL25 / 5
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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