4170 McCarty Rd, Fort Pierce, FL 34945 Property Records

St. Lucie County property record for 4170 McCarty Rd, Fort Pierce, FL 34945

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,648 sqft · built 1984
Lot Size	1.53 acres (66,647 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,000 (Aug 2026)
Tax Bill	$4,476 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2333-233-0001-000-2`

Property Details

APN / Parcel Number

Primary APN	`2333-233-0001-000-2`
Alternative APN	`14504`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,648 sqft Living Area
Gross Area	4,258 sqft
1st Floor Area	2,082 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	66,647 sqft (1.53 acres)
Garage Type	Attached
Garage Area	750 sqft
Driveway	Concrete Driveway
Parking Spaces	3 Parking Spaces
Porch	Screened Aluminum Porch
Porch Area	372 sqft
Patio Area	488 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	14504
Street Address	4170 MCCARTY RD
City	FORT PIERCE
State	FL
Zip	34945-2511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-5 COUNT
Legal Description	33 35 39 FROM SW COR OF SEC RUN N ALG W LI OF SEC 2193.4 FT, TH N 89 DEG 10 MIN 30 SEC E 33 FT TO E R/W MCCARTY RD, TH N ALG SD R/W719.36 FT TO POB, TH E 296.59 FT, TH S 225 FT, TH W 296.59 FT, TH N 225 FT TO POB (1.53 AC)
Legal Range	39E
Legal Township	35S
Legal Section	33
Legal Subdivision	METES AND BOUNDS
Jurisdiction	ST LUCIE FL
Township / Civil Division	WEST ST. LUCIE
Census Block Group	1
Census Block	1179
Census Tract	382202

Owner

Source: St. Lucie County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2961 SW VITTORIO ST, PORT SAINT LUCIE, FL 34953-4440
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Dec 28, 2021	Deed of Trust, Mortgage · Line of Credit ITHINK FINANCIAL CU
Sep 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC
Oct 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	Oct 4, 2016 · Amount on Record
Deed Document Number	20265652406
Deed Book / Page	5512 / 727
Prior Transfer Date	Mar 8, 2025
Prior Transfer Doc	0052880382
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Aug 3, 2026
Property Address	4170 MCCARTY RD, FORT PIERCE, FL 34945-2511
Document Number	0005652406
Book / Page	5512 / 727
Instrument Date	Jul 31, 2026
Instrument	20265652406
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$417,130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2961 SW VITTORIO ST, PORT SAINT LUCIE, FL 34953-4440

Mortgage

Document Number	0005652407,
Date	Aug 3, 2026
Instrument	20265652407

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	4170 MCCARTY RD, FORT PIERCE, FL 34945-2511
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4170 MCCARTY RD, FORT PIERCE, FL 34945-2511

Mortgage

Document Number	0047452791
Date	Dec 28, 2021
Book Page	4745/2791
Instrument	4971823

Lender

Name	ITHINK FINANCIAL CU
Type	Credit Union
Address	DELRAY BEACH, FL 33445

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 17, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	4170 MCCARTY RD, FORT PIERCE, FL 34945-2511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LIBERTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043162584
Date	Sep 6, 2019
Book Page	4316/2584
Instrument	4613330

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	4170 MCCARTY RD, FORT PIERCE, FL 34945-2511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4170 MCCARTY RD, FORT PIERCE, FL 34945-2511

Mortgage

Document Number	0044842049
Date	Oct 4, 2020
Book Page	4484/2049
Instrument	4761368

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,476.00 (+3.4%)	$274,035 (-30.34%)	$431,100 (+9.58%) Land $148,600 Building $282,500
2024	$4,329.00 (+2.32%)
2023	$4,231.00 (+2.79%) Additional exemption filed	$393,400 (+56.72%) Land $140,300 Building $253,100	$393,400 (+3.53%) Land $140,300 Building $253,100
2022	$4,116.00 Homeowner's exemption	$251,026	$380,000 Land $119,700 Building $260,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	6 (2004–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	25 / 5

May also be available: T-Mobile.

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