Chester County property record for 424 Spruce Dr, Exton, PA 19341
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,285 sqft · built 1981 |
| Lot Size | 0.506 acres (22,047 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $102,100 (Aug 1981) |
| Tax Bill | $577 (2026) |
| Deeds & Mortgages | Nov 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-4H-4 |
| Primary APN | 41-4H-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,285 sqft Living Area |
| Gross Area | 2,791 sqft |
| Basement Area | 506 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 22,047 sqft (0.506 acres) |
| Terrain | Above Road/Slope |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 424 SPRUCE DR |
|---|---|
| City | EXTON |
| State | PA |
| Zip | 19341-2020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 85 & DWG |
| Legal Subdivision | WHITFORD VILLAGE |
| Legal Lot Number | 85 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | WEST WHITELAND |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 302206 |
Source: Chester County records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 424 SPRUCE DR, EXTON, PA 19341-2020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 1981 · Amount on Record |
| Deed Sale | Aug 1, 1981 · Amount on Record |
| Deed Book / Page | 58 / 343 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 424 SPRUCE DR, EXTON, PA 19341-2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0109730840 |
|---|---|
| Date | Nov 7, 2022 |
| Book Page | 10973/840 |
| Instrument | 11953390 |
| Name | BENCHMARK FCU |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, PA 19380 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 6, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | West Whiteland Township |
| Unified School District | West Chester Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $577.00 (-89.47%) | $189,140 (-) Land $38,890 Building $150,250 | $189,140 (-) Land $38,890 Building $150,250 |
| 2024 | $5,482.00 | $189,140 Land $38,890 Building $150,250 | |
| 1998 | $189,140 Land $38,890 Building $150,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA UWCHLAN private · serves 35,518 people · EPA ID PA1150035 |
|---|---|
| Water Source | Purchased surface water from AQUA PA MAIN SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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