Chester County property record for 425 Spruce Dr, Exton, PA 19341
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,112 sqft · built 1982 |
| Lot Size | 0.555 acres (24,186 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $455,900 (May 2007) |
| Tax Bill | $607 (2026) |
| Deeds & Mortgages | Jul 2023 Line of Credit Jul 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-4H-19 |
| Primary APN | 41-4H-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,112 sqft Living Area |
| Gross Area | 3,596 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 24,186 sqft (0.555 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 425 SPRUCE DR |
|---|---|
| City | EXTON |
| State | PA |
| Zip | 19341-2022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 91 & DWG |
| Legal Subdivision | WHITFORD VILLAGE |
| Legal Lot Number | 91 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | WEST WHITELAND |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 302206 |
Source: Chester County records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 425 SPRUCE DR, EXTON, PA 19341-2022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2023 | Deed of Trust, Mortgage · Line of Credit BENCHMARK FCU |
| Jul 11, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BENCHMARK FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2007 · Amount on Record |
| Deed Sale | May 31, 2007 · Amount on Record |
| Prior Sale | May 28, 2002 · Amount on Record |
| Deed Document Number | 200710758464 |
| Deed Book / Page | 7173 / 1284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 425 SPRUCE DR, EXTON, PA 19341-2022 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 425 SPRUCE STREET, EXTON, PA 19341-2022 |
| Document Number | 0110781113 |
|---|---|
| Date | Jul 11, 2023 |
| Book Page | 11078/1113 |
| Instrument | 11984189 |
| Name | BENCHMARK FCU |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, PA 19380 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 425 SPRUCE DR, EXTON, PA 19341-2022 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0110781125 |
|---|---|
| Date | Jul 11, 2023 |
| Book Page | 11078/1125 |
| Instrument | 11984190 |
| Name | BENCHMARK FCU |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, PA 19380 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 7, 2028 |
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | West Whiteland Township |
| Unified School District | West Chester Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $607.00 (-89.47%) | $198,830 (-) Land $39,830 Building $159,000 | $198,830 (-) Land $39,830 Building $159,000 |
| 2024 | $5,763.00 | $198,830 Land $39,830 Building $159,000 | |
| 1998 | $198,830 Land $39,830 Building $159,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA UWCHLAN private · serves 35,518 people · EPA ID PA1150035 |
|---|---|
| Water Source | Purchased surface water from AQUA PA MAIN SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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