417 Spruce Dr, Exton, PA 19341 Property Records

Chester County property record for 417 Spruce Dr, Exton, PA 19341

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,428 sqft · built 1981
Lot Size0.602 acres (26,234 sqft)
OwnerIndividual Name on Record
Last Sale$354,000 (Dec 2002)
Tax Bill$618 (2026)
Deeds & MortgagesAug 2026 Line of Credit
Nov 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN41-4H-23

Property Details

APN / Parcel Number

Primary APN41-4H-23
Alternative APNs
  • 4104H00230000
  • 4104H0023

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,428 sqft Living Area
Gross Area2,828 sqft
Basement Area400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleColonial
Exterior MaterialAsbestos
Lot Area26,234 sqft (0.602 acres)
View / LotNeighborhood
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address417 SPRUCE DR
CityEXTON
StatePA
Zip19341-2022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 87 & DWG
Legal SubdivisionWHITFORD VILLAGE
Legal Lot Number87
JurisdictionCHESTER PA
Township / Civil DivisionWEST WHITELAND
Census Block Group1
Census Block1010
Census Tract302206

Owner

Source: Chester County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address417 SPRUCE DR, EXTON, PA 19341-2022
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2026Deed of Trust, Mortgage · Line of Credit
FRANKLIN MINT FEDERAL CREDIT UNION
Nov 12, 2020Deed of Trust, Mortgage · Line of Credit
BENCHMARK FCU
Sep 28, 2020Quit Claim Deed, Transfer
GARDEN ST HM LNS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 26, 2002 · Amount on Record
Deed SaleDec 26, 2002 · Amount on Record
Deed Document Number200210166712
Deed Book / Page5508 / 1665
Last Transfer DateSep 24, 2020
Transfer Doc0102871397
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTER PA
Recording DateAug 12, 2026
Property Address417 SPRUCE DR, EXTON, PA 19341-2022
Document Number0012137063
Book / Page11634 / 566
Instrument DateAug 4, 2026
Instrument202612137063
Transaction TypeMortgage
Record UpdatedAug 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 SPRUCE DR, EXTON, PA 19341-2022

Mortgage

Document Number0012137063,
DateAug 12, 2026
Book Page11634/566
Instrument202612137063
Lender
NameFRANKLIN MINT FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 15, 2051
Interest
Max Rate-1%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTER PA
Property Address417 SPRUCE DR, EXTON, PA 19341-2022
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0103380647
DateNov 12, 2020
Book Page10338/647
Instrument11778402
Lender
NameBENCHMARK FCU
TypeCredit Union
AddressWEST CHESTER, PA 19380
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 11, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHESTER PA
Recording DateSep 28, 2020
Property Address417 SPRUCE DR, EXTON, PA 19341-2022
Document Number0102871397
Book / Page010287 / 001397
Instrument DateSep 24, 2020
Instrument11765486
Transaction TypeTransfer
Record UpdatedOct 16, 2020
Title CompanyUNITED SHORE FINANCIAL SERVICES LLC, INVALID-UNITED SHORE FIN'L SVC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 SPRUCE DR EXTON PA 193412022, EXTON, PA 19341-2022

Mortgage

Document Number102871372
DateSep 28, 2020
Book Page010287/001372
Instrument11765485
Lender
NameGARDEN ST HM LNS INC
AddressCHERRY HILL, NJ 08003
Agreement
AmountAmount Recorded
Term360 Months
DueSep 27, 2050

Tax Assessment & Valuation

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyChester County
County SubdivisionWest Whiteland Township
Unified School DistrictWest Chester Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$618.00 (-89.47%)$202,500 (-) Land $40,720 Building $161,780$204,050 (-) Land $40,720 Building $163,330
2025$202,500 (-) Land $40,720 Building $161,780$204,050 (-) Land $40,720 Building $163,330
2024$5,869.00$202,500 Land $40,720 Building $161,780
1998$204,050 Land $40,720 Building $163,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA PA UWCHLAN
private · serves 35,518 people · EPA ID PA1150035
Water SourcePurchased surface water from AQUA PA MAIN SYSTEM
Last State InspectionOct 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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