429 Spruce Dr, Exton, PA 19341 Property Records

Chester County property record for 429 Spruce Dr, Exton, PA 19341

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,144 sqft · built 1985
Lot Size0.9 acres (39,206 sqft)
Owner2 Individual Names on File
Last Sale$123,000 (Oct 1984)
Tax Bill$591 (2026)
Deeds & MortgagesNov 2025 Line of Credit
May 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN41-4H-17

Property Details

APN / Parcel Number

Primary APN41-4H-17
Alternative APNs
  • 4104H00170000
  • 4104H0017

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,144 sqft Living Area
Gross Area2,584 sqft
Basement Area440 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area39,206 sqft (0.9 acres)
View / LotNeighborhood
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address429 SPRUCE DR
CityEXTON
StatePA
Zip19341-2022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 93 & DWG
Legal SubdivisionSECOND WHITFORD ASSOC
Legal Lot Number93
JurisdictionCHESTER PA
Township / Civil DivisionWEST WHITELAND
Census Block Group1
Census Block1010
Census Tract302206

Owner

Source: Chester County assessment roll, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address429 SPRUCE DR, EXTON, PA 19341-2022
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2025Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
May 8, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Sep 24, 2020Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Aug 20, 2019Deed of Trust, Mortgage · Line of Credit
CITIZENS BK/PA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 1, 1984 · Amount on Record
Deed SaleOct 1, 1984 · Amount on Record
Deed Book / Page64 / 373
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTER PA
Property Address429 SPRUCE DR, EXTON, PA 19341-2022
Transaction TypeMortgage
Record UpdatedDec 11, 2025
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address429 SPRUCE DR, EXTON, PA 19341-2022

Mortgage

Document Number0114841445
DateNov 19, 2025
Book Page11484/1445
Instrument12097399
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 12, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTER PA
Property Address429 SPRUCE DR, EXTON, PA 19341-2022
Transaction TypeMortgage
Record UpdatedMay 22, 2023
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address429 SPRUCE DR, EXTON, PA 19341-2022

Mortgage

Document Number0110480127
DateMay 8, 2023
Book Page11048/127
Instrument11975759
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueApr 25, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTER PA
Property Address429 SPRUCE DR, EXTON, PA 19341-2022
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0102830990
DateSep 24, 2020
Book Page10283/990
Instrument11764448
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 8, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTER PA
Property Address429 SPRUCE DR, EXTON, PA 19341-2022
Document Number0099971675
Instrument DateAug 20, 2019
Transaction TypeMortgage
Record UpdatedSep 30, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address429 SPRUCE DR EXTON PA 193412022, EXTON, PA 19341-2022

Mortgage

Document Number0099971675
DateSep 11, 2019
Book Page009997/001675
Instrument11687285
Lender
NameCITIZENS BK/PA
TypeBank
AddressPHILADELPHIA, PA 19103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 10, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyChester County
County SubdivisionWest Whiteland Township
Unified School DistrictWest Chester Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$591.00 (-89.46%)$193,480 (-) Land $37,110 Building $156,370$194,930 (-) Land $37,110 Building $157,820
2024$5,608.00$193,480 Land $37,110 Building $156,370
1998$194,930 Land $37,110 Building $157,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA PA UWCHLAN
private · serves 35,518 people · EPA ID PA1150035
Water SourcePurchased surface water from AQUA PA MAIN SYSTEM
Last State InspectionOct 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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