Harford County property record for 424 Shore Dr, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,685 sqft · built 2002 |
| Lot Size | 0.471 acres (20,531 sqft) |
| Owner | Individual Name on File |
| Last Sale | $455,000 (Aug 2021) |
| Tax Bill | $4,865 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-321757 |
| Primary APN | 01-321757 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,685 sqft Total Area |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 20,531 sqft (0.471 acres) |
| View / Lot | Waterfront |
| Garage Type | Built-in |
| Garage Area | 567 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 432 sqft |
| Deck Area | 260 sqft |
| Patio Area | 406 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 321757 |
|---|---|
| Street Address | 424 SHORE DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 R4 |
| Legal Description | LT 2/PAR 2A 20531 SF 424 SHORE DRIVE TAYLORS PTE 96/51 103/25 |
| Legal Subdivision | TAYLORS POINTE |
| Legal Lot Number | 2 2A |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-321757
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 424 SHORE DR, JOPPA, MD 21085-4553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Aug 04, 2026 | Deed, Transfer SWAN TITLE CORPORATION, SWAN TITLE |
| Aug 17, 2021 | Deed, Transfer · FHA Mortgage FIRST WASHINGTON MORTGAGE |
| Oct 11, 2017 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 17, 2021 · Amount on Record |
| Deed Sale | Aug 17, 2021 · Amount on Record |
| Prior Sale | Jan 27, 2010 · Amount on Record |
| Deed Book / Page | 14963 / 211 |
| Last Transfer Date | Jul 10, 2026 |
| Transfer Doc | 1723000135 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 04, 2026 |
| Property Address | 424 SHORE DR, JOPPA, MD 21085-4553 |
| Document Number | 1723000135 |
| Book / Page | 17235 / 135 |
| Instrument Date | Jul 10, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | SWAN TITLE CORPORATION, SWAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 424 SHORE DR, JOPPA, MD 21085-4553 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 17, 2021 |
| Property Address | 424 SHORE DR, JOPPA, MD 21085-4553 |
| Document Number | 0149630211 |
| Book / Page | 14963 / 211 |
| Map Reference | MB 96 FO 51 |
| Instrument Date | Jul 02, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | LEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 424 SHORE DR, JOPPA, MD 21085-4553 |
| Document Number | 0014963218 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 14963/218 |
| Name | FIRST WASHINGTON MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 424 SHORE DR, JOPPA, MD 21085-4553 |
| Document Number | 0125670081 |
| Book / Page | 012567 / 000081 |
| Instrument Date | Oct 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 427 SHORE DR JOPPA MD 210854500, JOPPA, MD 21085-4500 |
| Document Number | 0125670081 |
|---|---|
| Date | Oct 24, 2017 |
| Book Page | 012567/000081 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2047 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $503,200 (+14.2%) | $531,600 (+19.09%) Land $92,900 Building $438,700 | |
| 2025 | $4,865.00 (+2.66%) | ||
| 2023 | $440,633 | $446,400 Land $92,900 Building $353,500 | |
| 2022 | $4,739.00 |
Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 24 (1978–2013) |
| Claims Outside the SFHA | 10 of 24 |
| Most Recent Claim | Jun 2013 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 236 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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