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427 Shore Dr, Joppa, MD 21085 Property Records

Harford County property record for 427 Shore Dr, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 4,172 sqft · built 2003
Lot Size0.323 acres (14,089 sqft)
Owner2 Individual Names on File
Last Sale$546,000 (Apr 2016)
Tax Bill$7,211 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Jan 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN01-321781

Property Details

APN / Parcel Number

Primary APN01-321781
Alternative APNs
  • 1321781
  • 321781

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,172 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area14,089 sqft (0.323 acres)
View / LotWaterfront
Garage TypeBuilt-in
Garage Area640 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area292 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number321781
Street Address427 SHORE DR
CityJOPPA
StateMD
Zip21085-4500
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 14089 SF 427 SHORE DRIVE TAYLOR'S POINTE P 96/52
Legal SubdivisionTAYLORS POINTE
Legal Lot Number6
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group4
Census Block4007
Census Tract301401

Owner

Source: Harford County records · APN 01-321781

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address427 SHORE DR, JOPPA, MD 21085-4500
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2025Deed of Trust, Mortgage · Line of Credit
LM FEDERAL CU
Jan 22, 2019Deed of Trust, Mortgage · Line of Credit
LM FEDERAL CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 18, 2016 · Amount on Record
Deed SaleApr 18, 2016 · Amount on Record
Prior SaleOct 04, 2002 · Amount on Record
Deed Book / Page11756 / 476
Transfer Doc0047850594
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address427 SHORE DR, JOPPA, MD 21085-4500
Transaction TypeMortgage
Record UpdatedDec 31, 2025
Title CompanyPOWERHOUSE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 SHORE DR, JOPPA, MD 21085-4500

Mortgage

Document Number0169400262
DateDec 19, 2025
Book Page16940/262
Lender
NameLM FEDERAL CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 10, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address427 SHORE DR, JOPPA, MD 21085-4500
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyCU TITLE INS AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0131310442
DateJan 22, 2019
Book Page13131/0442
Lender
NameLM FEDERAL CU
TypeCredit Union
AddressMIDDLE RIVER, MD 21220
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 11, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$740,833 (+5.64%)$780,400 (-) Land $167,200 Building $613,200
2025$7,211.00 (+2.36%) Homeowner's exemption$701,267 (+7.22%)$780,400 (+17.94%) Land $167,200 Building $613,200
2023$654,067$661,700 Land $167,200 Building $494,500
2022$7,045.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims24 (1978–2013)
Claims Outside the SFHA10 of 24
Most Recent ClaimJun 2013, other causes
Claims By Storm
  • Hurricane Isabel, Sep 2003 · 10 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 236 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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