413 Shore Dr, Joppa, MD 21085 Property Records

Harford County property record for 413 Shore Dr, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 3,626 sqft · built 2003
Lot Size0.392 acres (17,081 sqft)
Owner2 Individual Names on File
Last Sale$770,000 (Mar 2010)
Tax Bill$6,912 (2025)
Deeds & MortgagesDec 2022 Mortgage
Mar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN01-321862

Property Details

APN / Parcel Number

Primary APN01-321862
Alternative APNs
  • 1321862
  • 321862

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,626 sqft Total Area
Basement Area1,155 sqft
Finished Basement1,155 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area17,081 sqft (0.392 acres)
View / LotWaterfront
Garage TypeBuilt-in
Garage Area648 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area902 sqft
PorchSlab
Porch Area80 sqft
Deck Area738 sqft
Patio Area200 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number321862
Street Address413 SHORE DR
CityJOPPA
StateMD
Zip21085-4500
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 17081 SF 413 SHORE DRIVE TAYLOR'S POINTE P 96/52
Legal SubdivisionTAYLORS POINTE
Legal Lot Number11
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group4
Census Block4007
Census Tract301401

Owner

Source: Harford County records · APN 01-321862

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address413 SHORE DR, JOPPA, MD 21085-4500
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2022Deed of Trust, Mortgage · Commercial Mortgage
HARFORD BANK
Mar 01, 2022Deed of Trust, Mortgage · Conventional Mortgage
THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 18, 2010 · Amount on Record
Deed SaleMar 18, 2010 · Amount on Record
Prior SaleAug 30, 2001 · Amount on Record
Deed Document Number20101533
Deed Book / Page8554 / 46
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address413 SHORE DR, JOPPA, MD 21085-4500
Transaction TypeMortgage
Record UpdatedJan 04, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 SHORE DR, JOPPA, MD 21085-4500

Mortgage

Document Number0157810112
DateDec 28, 2022
Book Page15781/112
Lender
NameHARFORD BANK
TypeBank
AddressABERDEEN, MD 21001
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address413 SHORE DR, JOPPA, MD 21085-4500
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyCORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0153870190
DateMar 01, 2022
Book Page15387/190
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMar 01, 2032

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$709,867 (+13.39%)$747,700 (+17.9%) Land $167,500 Building $580,200
2025$6,912.00 (+2.64%) Homeowner's exemption
2023$626,067$634,200 Land $167,500 Building $466,700
2022$6,734.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims24 (1978–2013)
Claims Outside the SFHA10 of 24
Most Recent ClaimJun 2013, other causes
Claims By Storm
  • Hurricane Isabel, Sep 2003 · 10 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 236 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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