428 Shore Dr, Joppa, MD 21085 Property Records

Harford County property record for 428 Shore Dr, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,027 sqft · built 2003
Lot Size	0.55 acres (23,969 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Apr 2004)
Tax Bill	$4,734 (2025)
Flood Zone	Zone X (minimal risk)
APN	`01-321730`

Property Details

APN / Parcel Number

Primary APN	`01-321730`
Alternative APNs	`1321730` `321730`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,027 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	23,969 sqft (0.55 acres)
View / Lot	Waterfront
Garage Type	Mixed
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces
Deck Area	221 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	321730
Street Address	428 SHORE DR
City	JOPPA
State	MD
Zip	21085-4553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3 R4
Legal Description	LT 4/PAR 4A 23969 SF 428 SHORE DRIVE TAYLORS PTE 96/51 103/25
Legal Subdivision	TAYLORS POINTE 01
Legal Lot Number	4 4A
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	4
Census Block	4000
Census Tract	301401

Owner

Source: Harford County assessment roll, APN 01-321730, as of August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	428 SHORE DR, JOPPA, MD 21085-4553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 19, 2004 · Amount on Record
Deed Sale	Apr 19, 2004 · Amount on Record
Deed Document Number	20042932
Deed Book / Page	5300 / 2
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Harford County assessment roll as of August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$484,267 (+5.43%)	$509,200 (-) Land $93,300 Building $415,900
2025	$4,734.00 (+2.65%) Homeowner's exemption	$459,333 (+7.12%)	$509,200 (+17.22%) Land $93,300 Building $415,900
2023		$428,800	$434,400 Land $93,300 Building $341,100
2022	$4,612.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), as of October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014014, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	24 (1978–2013)
Claims Outside the SFHA	10 of 24
Most Recent Claim	Jun 2013 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 10 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 236 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0120016, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.