St. Mary Parish property record for 424 Ratcliff Rd, Franklin, LA 70538
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3.06 acres (133,729 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $615 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 2654361033.00 |
| Primary APN | 2654361033.00 |
|---|
| Lot Area | 133,729 sqft (3.06 acres) |
|---|
| Street Address | 424 RATCLIFF RD |
|---|---|
| City | FRANKLIN |
| State | LA |
| Zip | 70538-7434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT POR NO 1-D SOUTHERN MERCHANTILE GROUP BLK B PER PLAT 24M 192757 SITUATED IN SEC 7 T15S R11E ACQ 35K 238891 |
| Legal Subdivision | SOUTHERN MERCANTILE GROUP |
| Legal Block | B |
| Legal Lot Number | 1D |
| Jurisdiction | ST MARY LA |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2144 |
| Census Tract | 40900 |
424 Ratcliff Rd is owned by an individual who acquired it in September 2020.
Source: St. Mary Parish records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 594, BERWICK, LA 70342-0594 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2020 |
| Deed Sale | Sep 4, 2020 |
| Deed Document Number | 335268 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 424 Ratcliff Rd was $615.
Source: St. Mary Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Mary Parish |
| Unified School District | St. Mary Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $615.00 | $5,717 Land $2,100 Building $3,617 | $57,170 Land $21,000 Building $36,170 |
| 2023 | $591.00 | $5,388 Land $2,100 Building $3,288 | $53,880 Land $21,000 Building $32,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 424 Ratcliff Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 72 (1980–2019) |
| Claims Outside the SFHA | 15 of 72 |
| Most Recent Claim | Jul 2019 · Hurricane Barry |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 424 Ratcliff Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
5G (outdoors only) and 4G LTE
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