340 Ratcliff Rd, Franklin, LA 70538 Property Records

St. Mary Parish property record for 340 Ratcliff Rd, Franklin, LA 70538

Property Summary

Property Type	Self Storage
Owner	Individual Name on Record
Last Sale	$110,000 (Feb 2024)
Tax Bill	$1,164 (2025)
Deeds & Mortgages	Feb 2024 Sale Mar 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`2654361035.00`

Property Details

APN / Parcel Number

Primary APN	`2654361035.00`

Location & Zoning

Street Address	340 RATCLIFF RD
City	FRANKLIN
State	LA
Zip	70538-7408
Property Category	Industrial
Property Type	Industrial > Self Storage
Legal Description	LOT POR LOT 2-A SOUTHERN MERCHANTILE GROUP BLK A BEING TRACT ABCDEFA PER PLAT 25C 195613 ACQ 454 343329 IMPROVEMENT ON THE LA
Legal Subdivision	SOUTHERN MERCANTILE GROUP
Legal Tract	A-F
Legal Block	A
Legal Lot Number	2-A
Jurisdiction	ST MARY LA
Township / Civil Division	4
Census Block Group	2
Census Block	2122
Census Tract	40900

Owner

Source: St. Mary Parish records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	138 MENDOZA DR, FRANKLIN, LA 70538-5723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Cash Sale Deed, Transfer WFG NATIONAL TITLE INSURANCE
Mar 24, 2020	Deed, Transfer · Stand-Alone First Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 2024 · Amount on Record
Deed Sale	Feb 29, 2024 · Amount on Record
Prior Sale	Mar 24, 2020 · Amount on Record
Deed Document Number	343329
Deed Book / Page	454 / 269
Record Updated	Jun 8, 2026

February 2024: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	ST MARY LA
Recording Date	Feb 29, 2024
Property Address	340 RATCLIFF RD, FRANKLIN, LA 70538-7408
Document Number	000454/269
Book / Page	454 / 269
Instrument Date	Feb 28, 2024
Instrument	343329
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	WFG NATIONAL TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 MENDOZA DR, FRANKLIN, LA 70538-5723

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY LA
Recording Date	Mar 24, 2020
Property Address	340 RATCLIFF RD, FRANKLIN, LA 70538-7408
Document Number	000396/285
Book / Page	396 / 285
Instrument Date	Mar 23, 2020
Instrument	334262
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 GLENWOOD ST, MORGAN CITY, LA 70380-2414

Mortgage

Document Number	0000350972
Date	Mar 24, 2020
Instrument	350972

Lender

Name	IBERIABANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Mary Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Mary Parish
Unified School District	St. Mary Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,164.00 Homeowner's exemption	$10,812 (-) Land $1,450 Building $9,362	$108,120 (-) Land $14,500 Building $93,620
2024	$1,164.00 (+24.09%) Homeowner's exemption	$10,812 (+26.46%) Land $1,450 Building $9,362	$108,120 (+26.46%) Land $14,500 Building $93,620
2023	$938.00 Homeowner's exemption	$8,550 Land $517 Building $8,033	$85,500 Land $5,170 Building $80,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	72 (1980–2019)
Claims Outside the SFHA	15 of 72
Most Recent Claim	Jul 2019 · Hurricane Barry
Claims by Event	Hurricane Barry, Jul 2019 · 15 claims Hurricane Ike, Sep 2008 · 14 claims Hurricane Rita, Sep 2005 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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