424 Laurel St, Richmond, KY 40475 Property Records

Madison County property record for 424 Laurel St, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details1,176 sqft
OwnerIndividual Name on File
Tax Bill$1,150 (2025)
Deeds & MortgagesFeb 2023 Sale
Jul 2019 Sale
Flood ZoneZone X (minimal risk)
APNR005-0020-0004

Property Details

APN / Parcel Number

Primary APNR005-0020-0004
Alternative APNs
  • 143806
  • 89733
  • 74004

Interior

Stories1 Story
Building Area1,176 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl

Location & Zoning

Account Number74004
Street Address424 LAUREL ST
CityRICHMOND
StateKY
Zip40475-1240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBROOKS & EVANS LOT 9
Legal Lot Number9
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2000
Census Tract10602

Owner

424 Laurel St is owned and occupied by an individual who acquired it in February 2023.

Source: Madison County records, as of January 19, 2026

Owner of RecordIndividual Name on File
Mailing Address426 LAUREL ST, RICHMOND, KY 40475-1240
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2023Deed, Transfer
Jul 3, 2019Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2023
Deed SaleFeb 28, 2023
Prior SaleJul 3, 2019 · Amount on File
Deed Document Number2014133949
Deed Book / PageD835 / 216
Record UpdatedJun 8, 2026

February 2023: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateFeb 28, 2023
Property Address424 LAUREL ST, RICHMOND, KY 40475-1240
Document Number00D835/216
Book / PageD835 / 216
Map ReferenceMB 39 PG 200
Instrument DateFeb 28, 2023
Instrument2014133949
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address424 LAUREL ST, RICHMOND, KY 40475-1240

Transferred To (Grantee/Buyer)

NameVerified Name
Address426 LAUREL ST, RICHMOND, KY 40475-1240

July 2019: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateJul 3, 2019
Property Address424 LAUREL ST, RICHMOND, KY 40475-1240
Document NumberD00775/430
Book / PageD00775 / 430
Instrument DateJun 3, 2019
Instrument2013995016
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

AmountAmount on Record
Tax$5.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address197 PIONEER DR, RICHMOND, KY 40475-9654

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 LAUREL ST, RICHMOND, KY 40475-1240
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 424 Laurel St was $1,150 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,150.00 Additional exemption filed$122,000$122,000
2023$287.00 (-61.16%) Homeowner's exemption$76,000 (-)$76,000 (-)
2022$739.00$76,000$76,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 424 Laurel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 Laurel St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Laurel St

Nearby Streets

Search Property Records by Address or Parcel Number