Madison County property record for 417 Laurel St, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 855 sqft |
| Lot Size | 0.164 acres (7,155 sqft) |
| Owner | Company Name on Record |
| Last Sale | $15,000 (Apr 2009) |
| Tax Bill | $773 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R007-0013-0016 |
| Primary APN | R007-0013-0016 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 855 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 7,155 sqft (0.164 acres) |
| Account Number | 57180 |
|---|---|
| Street Address | 417 LAUREL ST |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROOKS & EVANS LOT 20 |
| Legal Subdivision | EVANS & BROOKS SUB |
| Legal Lot Number | 20 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10602 |
Source: Madison County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 121 BOGIE MILL RD, RICHMOND, KY 40475-9750 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2009 · Amount on Record |
| Deed Sale | Apr 30, 2009 · Amount on Record |
| Deed Document Number | 2009425250 |
| Deed Book / Page | 645 / 256 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 23, 2026 |
| Property Address | 417 LAUREL ST, RICHMOND, KY 40475-1239 |
| Document Number | 0014364133 |
| Book / Page | 885 / 767 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202614364133 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2026 |
| Title Company | TRUE TITLE, TRUE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16,665.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 417 LAUREL ST, RICHMOND, KY 40475-1239 |
| Document Number | 0014364133, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 2486/427 |
| Instrument | 202614364133 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $773.00 (+26.93%) | $82,000 (+30.57%) | $82,000 (+30.57%) |
| 2023 | $609.00 (-0.33%) | $62,800 (-) | $62,800 (-) |
| 2022 | $611.00 | $62,800 | $62,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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