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419 Laurel St, Richmond, KY 40475 Property Records

Madison County property record for 419 Laurel St, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details861 sqft
Lot Size0.144 acres (6,273 sqft)
OwnerIndividual on Record
Last Sale$90,000 (Aug 2023)
Tax Bill$848 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Jul 2020 Sale
Flood ZoneZone X (minimal risk)
APNR007-0013-0017

Property Details

APN / Parcel Number

Primary APNR007-0013-0017
Alternative APNs
  • 106844
  • 136083
  • 66054

Interior

Stories1 Story
Building Area861 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl
Lot Area6,273 sqft (0.144 acres)

Location & Zoning

Account Number66054
Street Address419 LAUREL ST
CityRICHMOND
StateKY
Zip40475-1239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBROOKS & EVANS LOT 19
Legal SubdivisionEVANS & BROOKS
Legal Lot Number19
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2000
Census Tract10602

Owner

Source: Madison County assessment roll, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address419 LAUREL ST, RICHMOND, KY 40475-1239
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2023Deed, Transfer · FHA Mortgage
LOWER LLC
Jul 2, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2023 · Amount on Record
Deed SaleAug 22, 2023 · Amount on Record
Prior SaleJul 2, 2020 · Amount on Record
Deed Document Number202314162896
Deed Book / Page842 / 421
Record UpdatedSep 20, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateAug 22, 2023
Property Address419 LAUREL ST, RICHMOND, KY 40475-1239
Document Number00D842/421
Book / PageD842 / 421
Map ReferenceMB 39 PG 200
Instrument DateAug 16, 2023
Instrument2014162896
Transaction TypeTransfer
Record UpdatedSep 21, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$90.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address240 CONGLETON LN, RICHMOND, KY 40475-9607

Transferred To (Grantee/Buyer)

NameVerified Name
Address419 LAUREL ST, RICHMOND, KY 40475-1239

Mortgage

Document Number2014162897
DateAug 22, 2023
Instrument2014162897
Lender
NameLOWER LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

Mortgage

Document Number0M2254/720
DateAug 22, 2023
Book PageM2254/720
Instrument2014162898
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term121 Months
DueSep 1, 2033

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateJul 2, 2020
Property Address419 LAUREL ST, RICHMOND, KY 40475-1239
Document NumberD00790/119
Book / PageD00790 / 119
Map ReferenceCAB 1 SL 9
Instrument2014015025
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

AmountAmount Recorded
Tax$54.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3695 WALNUT MEADOW RD, 3695, PAINT LICK, KY 40461-8572

Transferred To (Grantee/Buyer)

NameVerified Name
Address2631 GUYNN RD, PAINT LICK, KY 40461-8411

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$848.00 (+62.14%)$90,000 (+66.67%)$90,000 (+66.67%)
2023$523.00 (-0.38%)$54,000 (-)$54,000 (-)
2022$525.00$54,000$54,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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