Madison County property record for 426 Laurel St, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,048 sqft |
| Owner | Individual Name on File |
| Last Sale | $32,000 (Mar 2010) |
| Tax Bill | $839 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | R005-0020-0003 |
| Primary APN | R005-0020-0003 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,048 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|
| Account Number | 74003 |
|---|---|
| Street Address | 426 LAUREL ST |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROOKS & EVANS LOT 31 |
| Legal Lot Number | 31 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10602 |
426 Laurel St is owned and occupied by an individual who bought it in March 2010.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 426 LAUREL ST, RICHMOND, KY 40475-1240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2010 · Amount on File |
| Deed Sale | Mar 9, 2010 · Amount on File |
| Deed Document Number | 440436 |
| Deed Book / Page | D654 / 589 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 426 Laurel St was $839 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $839.00 Additional exemption filed | $89,000 | $89,000 |
| 2023 | $591.00 (-0.34%) | $61,000 (-) | $61,000 (-) |
| 2022 | $593.00 | $61,000 | $61,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 426 Laurel St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 426 Laurel St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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