Kane County property record for 403 Division St, Elgin, IL 60120 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1892 |
| Square Footage | 2,649 sqft Living Area |
| Lot Size | 5,000 sqft (0.115 acres) |
| Garage | Detached |
| Tax Bill | $5,351.00 (2025) |
Source: Kane County records · APN 06-13-183-001
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 614 E GRANVILLE AVE, ROSELLE, IL 60172-1442 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 05, 2024 | Agreement of Sale, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Apr 05, 2024 | Intrafamily Transfer, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Dec 18, 2017 | Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU |
| Aug 07, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jul 18, 2017 |
| Transfer Doc | 0000040762 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Agreement of Sale |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 05, 2024 |
| Property Address | 403 DIVISION ST, ELGIN, IL 60120-5780 |
| Document Number | 0000011185 |
| Instrument Date | Apr 02, 2024 |
| Instrument | 2024K011185 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 05, 2024 |
| Property Address | 403 DIVISION ST, ELGIN, IL 60120-5780 |
| Document Number | 0000011184 |
| Instrument Date | Mar 26, 2024 |
| Instrument | 2024K011184 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 614 E GRANVILLE AVE, ROSELLE, IL 60172-1442 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 403 DIVISION ST, ELGIN, IL 60120-5780 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000065606 |
|---|---|
| Date | Dec 18, 2017 |
| Instrument | 2017K065606 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 17, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 07, 2017 |
| Property Address | 403 DIVISION ST, ELGIN, IL 60120-5780 |
| Document Number | 0000040762 |
| Instrument Date | Jul 18, 2017 |
| Instrument | 40762 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 403 DIVISION ST ELGIN IL 601205780, ELGIN, IL 60120-5780 |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,351.00 (+74.07%) | $70,144 (-30.26%) Land $15,111 Building $55,033 | $210,516 (-30.26%) Land $45,351 Building $165,165 |
| 2024 | $100,586 (+21.39%) Land $13,918 Building $86,668 | $301,879 (+21.44%) Land $41,771 Building $260,108 | |
| 2022 | $3,074.00 (-48.16%) Homeowner's exemption | $82,859 (+6.96%) Land $11,465 Building $71,394 | $248,577 (+6.96%) Land $34,395 Building $214,182 |
| 2021 | $5,930.00 Homeowner's exemption | $77,467 Land $10,719 Building $66,748 | $232,401 Land $32,157 Building $200,244 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026
| Historic District | Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | 06-13-183-001 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 12 Rooms |
| Building Area | 2,649 sqft Living Area |
| Gross Area | 4,011 sqft Gross Area |
| Basement Area | 1,362 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1892 |
|---|---|
| Effective Year Built | Effective 1892 |
| Construction Type | Frame Construction |
| Lot Area | 5,000 sqft (0.115 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Street Address | 403 DIVISION ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5780 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | I S BARTLETTS SUB OF OUTLOTS 1 & 2 J T GIFFORDS ADDN NORTH 100 FT WEST 50 FT LOT 6 |
| Legal Subdivision | J T GIFFORDS ADDN |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 851301 |
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