424 2nd St S, Columbus, MS 39701 Property Records

Lowndes County property record for 424 2nd St S, Columbus, MS 39701

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,226 sqft · built 1968
Lot Size	0.526 acres (22,935 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,543 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`61W160106900`

Property Details

APN / Parcel Number

Primary APN	`61W160106900`
Alternative APNs	`016945` `16945`

Interior

Full Baths	1 Bath
Total Rooms	9 Rooms
Building Area	3,226 sqft Adjusted Area
1st Floor Area	2,239 sqft
2nd Floor Area	665 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Exterior Material	Brick Veneer
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,935 sqft (0.526 acres)
Lot Dimensions	165 ft deep x 139 ft wide
Pool Type	In-Ground Vinyl Pool
Pool Area	720 sqft
Utility Building	104 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	016945
Street Address	424 2ND ST S
City	COLUMBUS
State	MS
Zip	39701-5621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	424 2ND ST S BLOCK 3
Legal Range	18W
Legal Township	18S
Legal Section	21
Legal Subdivision	MOORES
Legal Block	3
Jurisdiction	LOWNDES MS
Township / Civil Division	5
Census Block Group	1
Census Block	1057
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Columbus Historic District (Additional Documentation) listed 1982 · 9 contributing resources · NRIS 82003104

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	424 2ND ST S, COLUMBUS, MS 39701-5621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage BANKFIRST FIN'L SVCS
Jan 9, 2018	Deed of Trust, Mortgage · Line of Credit RENASANT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2016
Deed Sale	Jun 1, 2016
Deed Document Number	0020163736
Deed Book / Page	2016 / 3736
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	424 2ND ST S, COLUMBUS, MS 39701-5621
Document Number	0020208980
Instrument Date	Jul 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	424 2ND ST S COLUMBUS MS 397015621, COLUMBUS, MS 39701-5621

Mortgage

Document Number	0020208980
Date	Aug 6, 2020
Book Page	002020/018980

Lender

Name	BANKFIRST FIN'L SVCS
Type	Funding / Finance Company
Address	COLUMBUS, MS 39703

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 5, 2040

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	424 2ND ST S, COLUMBUS, MS 39701-5621
Document Number	0020183420
Book / Page	002018 / 003420
Instrument Date	Jan 9, 2018
Transaction Type	Mortgage
Record Updated	Feb 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 2ND ST S COLUMBUS MS 397015621, COLUMBUS, MS 39701-5621

Mortgage

Document Number	0020183420
Date	Feb 13, 2018
Book Page	002018/003420

Lender

Name	RENASANT BK
Type	Bank
Address	COLUMBUS, MS 39703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 12, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,543.00 (+1.34%) Homeowner's exemption	$23,529 (+15.92%)	$235,290 (+15.92%) Land $24,260 Building $211,030
2024	$3,496.00 (+15.8%)
2023	$3,019.00 Homeowner's exemption	$20,297	$202,970 Land $24,260 Building $178,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1991–2001)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2001 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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