207 2nd St S, Columbus, MS 39701 Property Records

Lowndes County property record for 207 2nd St S, Columbus, MS 39701

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,525 sqft · built 1972
Lot Size	0.172 acres (7,524 sqft)
Owner	2 Individual Names on Record
Last Sale	$186,200 (May 2026)
Tax Bill	$1 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`61W090011500`

Property Details

APN / Parcel Number

Primary APN	`61W090011500`
Alternative APNs	`015468` `15468`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,525 sqft Adjusted Area
1st Floor Area	1,440 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,524 sqft (0.172 acres)
Lot Dimensions	132 ft deep x 57 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	207 2ND ST S
City	COLUMBUS
State	MS
Zip	39701-5616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	207 2ND ST S BLOCK 12 7B
Legal Range	18W
Legal Township	18S
Legal Section	16
Legal Subdivision	SOUTH OF MAIN
Legal Block	12
Jurisdiction	LOWNDES MS
Township / Civil Division	5
Census Block Group	1
Census Block	1049
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Columbus Historic District (Additional Documentation) listed 1982 · 9 contributing resources · NRIS 82003104

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lowndes County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	207 2ND ST S, COLUMBUS, MS 39701-5616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Limited Warranty Deed, Transfer · Conventional Mortgage JTS & CO
May 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF COMMERCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Deed Book / Page	2026 / 3861
Prior Transfer Date	Feb 26, 2021
Prior Transfer Doc	0020211362
Record Updated	Sep 20, 2026

May 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	May 19, 2026
Property Address	207 2ND ST S, COLUMBUS, MS 39701-5616
Document Number	2026003861
Book / Page	2026 / 3861
Instrument Date	May 11, 2026
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	207 2ND ST S, COLUMBUS, MS 39701-5616

Mortgage

Document Number	2026011411,
Date	May 19, 2026
Book Page	2026/11411

Lender

Name	JTS & CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	207 2ND ST S, COLUMBUS, MS 39701-5616
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202116803
Date	May 28, 2021
Book Page	2021/16803

Lender

Name	BANK OF COMMERCE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Jun 1, 2026

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1.00 Homeowner's exemption Senior Citizen's exemption	$6,043 (+18.14%)	$60,430 (+18.14%) Land $8,680 Building $51,750
2024	$1.00
2023	$1.00 Homeowner's exemption Senior Citizen's exemption	$5,115	$51,150 Land $8,680 Building $42,470

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1991–2001)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2001 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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