302 2nd St S, Columbus, MS 39701 Property Records

Lowndes County property record for 302 2nd St S, Columbus, MS 39701

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,842 sqft · built 1900
Lot Size	0.185 acres (8,060 sqft)
Owner	Individual Name on Record
Tax Bill	$3,116 (2025)
Deeds & Mortgages	Jun 2024 Mortgage May 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`61W090010900`

Property Details

APN / Parcel Number

Primary APN	`61W090010900`
Alternative APNs	`015461` `15461`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Building Area	1,842 sqft Adjusted Area
1st Floor Area	1,627 sqft
2nd Floor Area	38 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Exterior Material	Wood Frame
Construction Type	Wood
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,060 sqft (0.185 acres)
Lot Dimensions	124 ft deep x 65 ft wide
Utility Building	81 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	015461
Street Address	302 2ND ST S
City	COLUMBUS
State	MS
Zip	39701-5619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	302 2ND ST S BLOCK 24 10A
Legal Range	18W
Legal Township	18S
Legal Section	16
Legal Subdivision	SOUTH OF MAIN
Legal Block	24
Jurisdiction	LOWNDES MS
Township / Civil Division	5
Census Block Group	1
Census Block	1056
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Columbus Historic District (Additional Documentation) listed 1982 · 9 contributing resources · NRIS 82003104

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lowndes County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	302 2ND ST S, COLUMBUS, MS 39701-5619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2024	Deed of Trust, Mortgage · Commercial Mortgage BANK OF COMMERCE
May 2, 2025	Deed of Trust, Mortgage · FHA Mortgage BANKFIRST FINANCIAL SERVICES
May 2, 2025	Warranty Deed, Transfer · FHA Mortgage BANKFIRST FINANCIAL SERVICES
Jan 24, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF COMMERCE
Oct 19, 2018	Grant Deed, Transfer · Line of Credit BANK OF COMMERCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2025
Deed Sale	May 2, 2025
Deed Document Number	0020253363
Deed Book / Page	2025 / 3363
Record Updated	Jun 8, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	302 2ND ST S, COLUMBUS, MS 39701-5619
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202411326
Date	Jun 18, 2024
Book Page	2024/11326

Lender

Name	BANK OF COMMERCE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 14, 2025

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	302 2ND ST S, COLUMBUS, MS 39701-5619
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020259161
Date	May 2, 2025
Book Page	2025/9161

Lender

Name	BANKFIRST FINANCIAL SERVICES
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	May 2, 2025
Property Address	302 2ND ST S, COLUMBUS, MS 39701-5619
Document Number	0020253363
Book / Page	2025 / 3363
Instrument Date	May 2, 2025
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	302 2ND ST S, COLUMBUS, MS 39701-5619

Mortgage

Document Number	0020259161
Date	May 2, 2025
Instrument	2025/9161

Lender

Name	BANKFIRST FINANCIAL SERVICES
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	302 2ND ST S, COLUMBUS, MS 39701-5619
Document Number	0020204627
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 2ND ST S COLUMBUS MS 397015619, COLUMBUS, MS 39701-5619

Mortgage

Document Number	0020204627
Date	Mar 5, 2020
Book Page	002020/004627

Lender

Name	BANK OF COMMERCE
Type	Bank
Address	COLUMBUS, MS 39701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 4, 2035

Interest

Rate Type	Adjustable Rate

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOWNDES MS
Recording Date	Oct 19, 2018
Property Address	302 2ND ST S, COLUMBUS, MS 39701-5619
Document Number	0020187702
Book / Page	002018 / 007702
Instrument Date	Oct 16, 2018
Transaction Type	Transfer
Record Updated	Nov 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 2ND ST S COLUMBUS MS 397015619, COLUMBUS, MS 39701-5619

Mortgage

Document Number	20182195
Date	Oct 19, 2018
Book Page	002018/022195

Lender

Name	BANK OF COMMERCE
Type	Bank
Address	COLUMBUS, MS 39701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 18, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,116.00 (+1.23%)	$19,000 (+19.53%)	$126,660 (+19.52%) Land $9,070 Building $117,590
2024	$3,078.00 (+17.84%)
2023	$2,612.00	$15,896	$105,970 Land $9,070 Building $96,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1991–2001)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2001 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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