417 2nd St S, Columbus, MS 39701 Property Records

Lowndes County property record for 417 2nd St S, Columbus, MS 39701

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,279 sqft · built 1920
Lot Size	0.333 acres (14,520 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,950 (2025)
Deeds & Mortgages	Sep 2022 Refinance Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`61W160106001`

Property Details

APN / Parcel Number

Primary APN	`61W160106001`
Alternative APNs	`016933` `16933`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Building Area	3,279 sqft Adjusted Area
1st Floor Area	1,880 sqft
2nd Floor Area	922 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,520 sqft (0.333 acres)
Lot Dimensions	132 ft deep x 110 ft wide
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	016933
Street Address	417 2ND ST S
City	COLUMBUS
State	MS
Zip	39701-5620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	417 2ND ST S BLOCK 2
Legal Range	18W
Legal Township	18S
Legal Section	21
Legal Subdivision	MOORES
Legal Block	2
Jurisdiction	LOWNDES MS
Township / Civil Division	5
Census Block Group	1
Census Block	1058
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Columbus Historic District (Additional Documentation) listed 1982 · 9 contributing resources · NRIS 82003104

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	417 2ND ST S, COLUMBUS, MS 39701-5620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF COMMERCE
Mar 4, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANK OF COMMERCE
Aug 20, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2018
Deed Sale	Aug 20, 2018
Deed Document Number	0020186064
Deed Book / Page	2018 / 6064
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	417 2ND ST S, COLUMBUS, MS 39701-5620
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202224250
Date	Sep 26, 2022
Book Page	2022/24250

Lender

Name	BANK OF COMMERCE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	417 2ND ST S, COLUMBUS, MS 39701-5620
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020216018
Date	Mar 4, 2021
Book Page	2021/6018

Lender

Name	BANK OF COMMERCE

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2031

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Aug 20, 2018
Property Address	417 2ND ST S, COLUMBUS, MS 39701-5620
Document Number	0020186064
Book / Page	002018 / 006064
Instrument Date	Aug 17, 2018
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	417 2ND ST S COLUMBUS MS 397015620, COLUMBUS, MS 39701-5620

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,950.00 (+1.37%) Homeowner's exemption	$19,897 (+19.07%)	$198,970 (+19.07%) Land $15,680 Building $183,290
2024	$2,910.00 (+19.61%)
2023	$2,433.00 Homeowner's exemption	$16,711	$167,110 Land $15,680 Building $151,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1991–2001)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2001 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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