4228 Raffia Palm Cir, Naples, FL 34119 Property Records

Collier County property record for 4228 Raffia Palm Cir, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	1,479 sqft · built 2019
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$770,000 (Feb 2026)
Tax Bill	$4,807 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`585260 73B34`

Property Details

APN / Parcel Number

Primary APN	`585260 73B34`
Alternative APN	`69020000665`

Interior

Stories	2 Stories
Building Area	1,479 sqft Living Area
1st Floor Area	1,479 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Masonry / Concrete Block
Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	4228 RAFFIA PALM CIR
City	NAPLES
State	FL
Zip	34119-9677
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAFFIA PRESERVE-PHASE 1 LOT 7
Legal Range	26
Legal Township	48
Legal Section	34
Legal Subdivision	RAFFIA PRESERVE PHASE 1
Legal Phase	1
Legal Tract	585260
Legal Block	2
Legal Lot Number	7
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2015
Census Tract	10436

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4228 RAFFIA PALM CIR, NAPLES, FL 34119-9677
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 20, 2026	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Aug 1, 2019	Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2026 · Amount on Record
Deed Sale	Feb 20, 2026 · Amount on Record
Prior Sale	Aug 1, 2019 · Amount on Record
Deed Document Number	20266787867
Deed Book / Page	6555 / 2753
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4228 RAFFIA PALM CIR, NAPLES, FL 34119-9677
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4228 RAFFIA PALM CIR, NAPLES, FL 34119-9677

Mortgage

Document Number	0058911541
Date	Feb 12, 2021
Book Page	5891/1541
Instrument	6000700

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 20, 2026
Property Address	4228 RAFFIA PALM CIR, NAPLES, FL 34119-9677
Document Number	0065552753
Book / Page	6555 / 2753
Map Reference	MB 54 PG 72
Instrument Date	Feb 19, 2026
Instrument	6787867
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	PARADISE BCH TITLE LLC, PARADISE COAST T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,390.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1153 BASALT LN, SANFORD, FL 32771-9164

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4228 RAFFIA PALM CIR, NAPLES, FL 34119-9677

Mortgage

Document Number	0065552756
Date	Feb 20, 2026
Instrument	6555/2756

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

August 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 1, 2019
Property Address	4228 RAFFIA PALM CIR, NAPLES, FL 34119-9677
Document Number	0056581262
Book / Page	5658 / 1262
Map Reference	MB 54 PG 72
Instrument Date	Jul 29, 2019
Instrument	5747445
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,961.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN C PRATT 6 MILE CYPRESS PKWY, 10481, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4228 RAFFIA PALM CIR, NAPLES, FL 34119-9677

Mortgage

Document Number	0056581266
Date	Aug 1, 2019
Instrument	5658-1266

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2034

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$647,177 (+36.82%) Land $162,461 Building $484,716	$647,177 (-4.36%) Land $162,461 Building $484,716
2025	$4,807.00 (+7.11%) Homeowner's exemption	$473,001 (+5.99%)	$676,647 (-9.99%) Land $156,816 Building $519,831
2024	$4,488.00 (+1.04%)
2023	$4,442.00 (-2.24%) Homeowner's exemption	$446,283 (+3%)	$751,720 (+9.7%) Land $222,156 Building $529,564
2022	$4,544.00 Homeowner's exemption	$433,284	$685,279 Land $123,493 Building $561,786

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 78 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	78 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: CenturyLink, Hotwire Communications.

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